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Kevin Mercadante

Kevin Mercadante is professional personal finance blogger, and the owner of his own personal finance blog, OutOfYourRut.com. He has backgrounds in both accounting and the mortgage industry. He lives in Atlanta with his wife and two teenage kids and can be followed on Twitter at @OutOfYourRut.

Kevin has written 45 awesome article(s).

Kevin Mercadante

How to Ace Your Employee Performance Review

by Kevin Mercadante, The article represents the author's opinion. This post may contain affiliate links. Please read our disclosure for more info.

You might think it’s up to your boss to prep for performance reviews. But you’re the one who has the most to gain by getting all your ducks in a row before sitting down together. That being the case, it behooves you to do some strategic planning and take appropriate action well before you meet […]

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Newly Married With Debt – What to Do

by Kevin Mercadante, The article represents the author's opinion. This post may contain affiliate links. Please read our disclosure for more info.

Debt is so common today, especially among young people. There are student loans, credit cards and car loans and everyone seems to have them. For that reason, it’s easy to underestimate the significance of debt when getting married. We tend to see debt as very personal, as if it’s our space. But once you get […]

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How Much Are Benefits At Work Worth?

by Kevin Mercadante, The article represents the author's opinion. This post may contain affiliate links. Please read our disclosure for more info.

There are three good reasons why it’s important for you to understand how much your benefits at work are worth: It could help you to decide whether or not you really want to be self-employed – the benefits lost will be part of the price you will pay for having your own business. Knowing what benefits […]

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7 Ways to Lower Your Life Insurance Premiums

by Kevin Mercadante, The article represents the author's opinion. This post may contain affiliate links. Please read our disclosure for more info.

There are various ways to lower your life insurance premiums, however in order to take advantage of them, you’ll need to do some advanced preparation. Here are seven strategies: 1. Buy term life insurance Term life insurance is not only less expensive than whole life insurance, but much less expensive at that. You can often […]

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Review: The Best Health Insurance Plans after Retirement

by Kevin Mercadante, The article represents the author's opinion. This post may contain affiliate links. Please read our disclosure for more info.

We originally covered this topic in 2011, but with the rollout of the Affordable Care Act (ACA), better known as Obamacare, it’s prime time for an update. The effect of the act on health insurance plans in retirement is actually minimal, but it’s will worth considering any changes that have taken place. If you currently […]

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Four Mistakes to Avoid When Buying Term Life Insurance

by Kevin Mercadante, The article represents the author's opinion. This post may contain affiliate links. Please read our disclosure for more info.

When buying term life insurance, there are at least four mistakes to avoid, and doing so will ultimately save you both time and money. Since life insurance policies are a “done deal” once they are issued, you want to be sure that you avoid these mistakes at the time of application. What are the mistakes? […]

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Who is Neal Frankle

Neal Frankle

I'm a CERTIFIED FINANCIAL PLANNER™ Professional with more than 25 years of experience. I feel very blessed and hope to share my personal financial experience and professional wisdom with readers of WealthPilgrim.
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