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Review: The Best Health Insurance Plans after Retirement

by Kevin Mercadante, The article represents the author's opinion. This post may contain affiliate links. Please read our disclosure for more info.

We originally covered this topic in 2011, but with the rollout of the Affordable Care Act (ACA), better known as Obamacare, it’s prime time for an update. The effect of the act on health insurance plans in retirement is actually minimal, but it’s will worth considering any changes that have taken place.

If you currently have health coverage through your employer, or through a self-funded plan for the self-employed, health insurance will change completely once you turn 65 – but not because of Obamacare. Health insurance policies traditionally terminated at age 65, well before Obamacare was even implemented.

Medicare will become your foundational health insurance coverage, but there are different plans that you can supplement it with, or even replace it completely.

The one glaring exception in the coverage, however, is long-term care insurance. This is an important insurance type and one that needs to be obtained from outside sources as Medicare offers no coverage in this regard. (But if you are considering buying such a policy, you might want to read this before you get an LTC insurance quote.)

Basic Medicare: The Foundation of Retirement Health Insurance

Medicare is a government sponsored and administrated program that specifically provides health insurance to people 65 and older and to certain disabled individuals. More than 55 million people are covered under the plan, and the number is rising every year.

Medicare covers a large portion of certain basic medical costs. Benefits are quite specific as to when and how much of a given cost will be covered, and it rarely pays 100% even of covered services and procedures. Fortunately, there are supplemental policies you can get to cover what Medicare won’t, and we’ll get to those in a little bit.

Medicare is broken down into three parts, each covering a different set of medical costs:

  • Part A is the basic hospitalization plan covering use of medical facilities such as hospitals and skilled nursing facilities
  • Part B is the major medical coverage (physicians, lab work, outpatient facilities, etc.)
  • Part D provides prescription drug coverage

Since each part of the program covers different costs, it’s important have all three in order to maximize your benefits.

As far as cost, Medicare is just about the best health care deal any retired senior can get. So if you’re asking the answer might be a little less because of Medicare. As long as you contributed to Social Security and Medicare for 40 quarters (10 years) of your working life, Part A is free – it doesn’t get any better than that.

For Part B, the monthly premium for 2014 is $104.90, if your income does not exceed $85,000 per year, or $170,000 if you are married filing jointly. Part B also has an annual deductible of $147.

Part D is processed through private insurance companies and will vary by provider.

Even before Obamacare was rolled out, there were persistent rumors that it would result in the termination of the Medicare program, but this assertion was never true. In addition, the law will not require you to buy more health insurance coverage than what Medicare already provides.

Obamacare will actually improve certain benefits. As a result of the act, seniors are now entitled to free preventative care, including flu shots, cancer and diabetic screening, colonoscopies, mammograms, and annual wellness exams. Also, under Medicare part D, there should be 50 percent discount on brand-name drugs covered under the plan.

So far so good.

Another popular claim in regard to Medicare is that Obamacare would result in higher costs to seniors, and that is at least partially true.

As noted above, for most Medicare recipients, premiums will not increase. However premiums will rise for single people with incomes in excess of $85,000, or married couples whose incomes exceed $170,000. Once you exceed these thresholds, higher premiums will apply.

There will be small increases in deductibles and co-pays, such as the co-payment paid by beneficiaries for inpatient hospital care, which will rise to $304 (from $296) per day, if your stay exceeds 60 days, but no more than 90 days. The increase beyond 90 days goes from $592 to $600 per day. But for the most part, those increases would have occurred with or without Obamacare.

Medicare Advantage Plans

We just outlined Medicare Parts A, B and D, so perhaps you’re wondering about Part C – or if there even is a Part C. There is, and it’s called Medicare Advantage Plans. These are health insurance plans that are approved by Medicare but offered through private insurance companies. Approximately 20% of people eligible for Medicare opt for Medicare Advantage Plans.

As a rule, Medicare Advantage Plans have benefits comparable to Medicare but are more cost-effective than the Medicare/Medicare Supplemental combination (explained below). The plans vary greatly in cost and benefits and also largely depend on what state you live in and what company you buy insurance through. Investigate plans from several different companies before choosing which is right for you.

Under Obamacare, there will be no changes to the Medicare advantage program, other than slight increases in certain co-payments that had already been scheduled. In addition, having Medicare Advantage will mean that you will be fully compliant with the new law.

This is also and excellent time to bring up another point. You know those low income health insurance subsidies you’ve been hearing about in connection with Obamacare? They don’t apply to Medicare or to any plans related to Medicare.

Medicare Supplemental Insurance, A.K.A. “Medigap”

Medicare supplemental insurance, commonly known as Medigap, typically pays the deductibles and co-payments not covered by Medicare Parts A or B. They’re sold by private insurance companies to fill in the gaps in Medicare, hence the term “Medigap.” Most states have regulations limiting Medigap to no more than standard policies. There will be variations in the cost of the plans from one state to another, so you’ll need to check with local providers to determine the specific cost of one of these policies.

Like Medicare, Medigap plans don’t cover long-term care, like nursing homes, so you will need to purchase separate long-term care coverage — if you need it. If you’re planning your retirement, these are important considerations. Other important exclusions include private duty nursing and dental and vision coverage. Also, prescription drug coverage is specifically excluded (but covered under Medicare Part D).

It’s important to understand that Medigap policies are set up as individual policies, which is to say that you and your spouse will each need a separate plan. In addition, you will only be eligible for Medigap coverage if you have both Medicare Parts A and B. You can purchase Medigap policies through any insurance company licensed to sell them in your state.

Be sure to shop for policies because prices can vary from one company to another.

It’s critically important that you sign up for Medigap during the open enrollment period (within six months of turning 65 AND covered by Part B, in most cases). Insurance companies cannot use medical underwriting during this window, which is to say that they can’t refuse coverage or charge a higher premium for health conditions.

They can, however, exclude coverage on pre-existing conditions for up to six months, but only if you don’t have “creditable coverage” (previous insurance coverage) prior to the start of the Medigap plan. But here’s something that will put your mind at ease: Medigap policies are guaranteed renewable in spite of health conditions. Once covered, the only reason a policy can be canceled is for lack of paying the premiums.

And yes, denials and higher premiums are possible under Medigap for pre-existing conditions, even though Obamacare made it illegal for other types of health insurance providers to do the same.

As you can see, the effect of Obamacare on Medicare and related health insurance is minimal. In fact, in certain circumstances the effect has even been positive. However it’s important to understand that Obamacare is still a very new law, and will be subject to changes, challenges, and modifications as the years unfold. While the impact on Medicare has been minimal up to this point, it’s not inconceivable that changes will be more substantial over the next 10 to 20 years.

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Who is Neal Frankle

Neal Frankle

I'm a CERTIFIED FINANCIAL PLANNER™ Professional with more than 25 years of experience. I feel very blessed and hope to share my personal financial experience and professional wisdom with readers of WealthPilgrim.
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*Why did SVB Bank Collapse and Could the Same Happen to Your Bank?*
►The US is one of two countries that has no requirement for banks to maintain reserves
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►Does your bank have sufficient cash on hand for withdrawals?
►Does your bank have adequate reserves?
►See this Chart--shows that bank reserves are plummeting
►The risk of Commercial Banks vs Retail Banks

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*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

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Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
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*Interactive Brokers*  
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/

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No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Why did SVB Bank Collapse and Could the Same Happen to Your Bank?*
►The US is one of two countries that has no requirement for banks to maintain reserves
►The one thing that keeps banks safe (it's not the FDIC)
►Does your bank have sufficient cash on hand for withdrawals?
►Does your bank have adequate reserves?
►See this Chart--shows that bank reserves are plummeting
►The risk of Commercial Banks vs Retail Banks

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

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Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
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*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/

*Watch These Related Videos:*

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https://youtu.be/Me0q_qjQ2yk

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https://youtu.be/HIjaOmFzpjw

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👍 Fix Your Retirement Finances - Use the Bucket Strategy
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👍 How to Recession Proof Your Investments
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👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
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👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

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No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

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*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
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*Interactive Brokers*  
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

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https://youtu.be/Ltb2GtDIGTA

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https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
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👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA
 
👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*How to Fight Inflation on a Retirement Income*
►Is inflation temporary or here to stay?
►Do Gold or Stocks provide a hedge against inflation?
►How to reinvest dividends today for a bigger nest egg tomorrow
►Why part-time or gig work is the ULTIMATE hedge against inflation
►Can you prosper from inflation?
►Get out of corrosive debt now https://wealthpilgrim.com/corrosive-debt/
==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
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https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

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►Does your mutual fund pay kickbacks (see this example)?
►Are you paying fees to help the fund find new investors?
►How to calculate the effect of turnover on your mutual funds
►Where to uncover your mutual fund fees quickly  and know what you're REALLY paying

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*  
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA
 
👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Hidden Fees in Your Mutual Funds Can Cost You Thousands - Know what you REALLY pay*
►What is the tax drag on your mutual fund (where to find it)?
►What is the cost of slippage on your mutual fund (a big hidden cost)?
►Does your mutual fund pay kickbacks (see this example)?
►Are you paying fees to help the fund find new investors?
►How to calculate the effect of turnover on your mutual funds
►Where to uncover your mutual fund fees quickly and know what you're REALLY paying

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLnFFcGc4di1nTGRR

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*Have more cash flow and a more flexible retirement when you rent*
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► Rents are 46% less than owning in many areas
► Enjoy fewer headaches and a more flexible care-free retirement
► Why the tax benefits of owning are much smaller (or non-existent) in retirement

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*  
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA
 
👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Have more cash flow and a more flexible retirement when you rent*
► Why home equity is not a good thing - it earns 0%
► The hidden cost of owning vs renting
► How to inflation-proof your income for rent increases
► Rents are 46% less than owning in many areas
► Enjoy fewer headaches and a more flexible care-free retirement
► Why the tax benefits of owning are much smaller (or non-existent) in retirement

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLjBCRWp3dERTUG5v

5 Advantages to Rent vs Own a Home in Retirement

Retirement Crusaders February 28, 2023 6:00 AM

*Will Congress Cut Your Social Security or Can They Fix It and Make Someone Else Pay?*
►Why is Social Security Going Broke?
►Here's What Most People Believe about Social Security and it's WRONG
►Where you can find the truth about Social Security
►The two demographic problems with Social Security that cannot be fixed
►Link to Social Security Trustees Report https://www.ssa.gov/oact/TR/
►See the video on how Social Security Really Works  https://youtu.be/YzN6rr0dBhg

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*  
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Problems with the 4% Rule for Retirement =- How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA
 
👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Will Congress Cut Your Social Security or Can They Fix It and Make Someone Else Pay?*
►Why is Social Security Going Broke?
►Here's What Most People Believe about Social Security and it's WRONG
►Where you can find the truth about Social Security
►The two demographic problems with Social Security that cannot be fixed
►Link to Social Security Trustees Report https://www.ssa.gov/oact/TR/
►See the video on how Social Security Really Works https://youtu.be/YzN6rr0dBhg

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Problems with the 4% Rule for Retirement =- How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLk1lMHFfcWpRMnlr

Why Congress Needs to Cut Your Social Security Benefits

Retirement Crusaders February 20, 2023 4:00 AM

*Here's How to Earn Income from Consulting in Retirement-No Matter Your Skills-*
►Understand why companies always need part-time/temporary workers
►How to identify companies that will hire you
►Use Research Interviews to Open Many Doors
►Use Linkedin to find these people to call
►How one interview leads to the next and the next
►Undertand why consulting work is a much better long-term solution for retirement income

===========================================================

*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

============================================================

Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:

*Interactive Brokers*  
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/

============================================================

*Watch These Related Videos:*

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Best Investments for Retirement Income 2022
https://youtu.be/hTR8WZ5kghQ

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession-Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA
 
👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Here's How to Earn Income from Consulting in Retirement-No Matter Your Skills-*
►Understand why companies always need part-time/temporary workers
►How to identify companies that will hire you
►Use Research Interviews to Open Many Doors
►Use Linkedin to find these people to call
►How one interview leads to the next and the next
►Undertand why consulting work is a much better long-term solution for retirement income

===========================================================

*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

============================================================

Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:

*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/

============================================================

*Watch These Related Videos:*

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Best Investments for Retirement Income 2022
https://youtu.be/hTR8WZ5kghQ

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession-Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLlZPcDdVVlg2VXM0

How to Earn Part-Time Consulting Income in Retirement

Retirement Crusaders February 13, 2023 6:00 AM

*Our 3 Favorite Dividend Stocks for 2023 (with growth potential too)*
Foreign stocks that pay dividends usually have a tax withheld by the issuing country.  But that tax in most cases can be reported on your US tax return and you are not charged US tax also. These stocks should be held outside of an IRA so you can get credit on your tax return for payment of the tax

*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

=======================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
=======================================================================
*Interactive Brokers*  
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Problems with the 4% Rule for Retirement =- How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Best Investments for Retirement Income 2022
https://youtu.be/hTR8WZ5kghQ

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA
 
👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Our 3 Favorite Dividend Stocks for 2023 (with growth potential too)*
Foreign stocks that pay dividends usually have a tax withheld by the issuing country. But that tax in most cases can be reported on your US tax return and you are not charged US tax also. These stocks should be held outside of an IRA so you can get credit on your tax return for payment of the tax

*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

=======================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
=======================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Problems with the 4% Rule for Retirement =- How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Best Investments for Retirement Income 2022
https://youtu.be/hTR8WZ5kghQ

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLkhJamFPbUZ6cGp3

3 Best Dividend Stocks for 2023

Retirement Crusaders February 6, 2023 11:48 AM

*7 Ways to Pay Lower Taxes in Retirement Explained*
►Why Tax-Free Bonds are Not the Answer
►Immediate Annuities Don't Pay Enough Interest
►Use the Capital Gains Tax Break on Your Residence Over and Over 
►Ordering--How to Withdraw in Retirement and Have More to Spend
►How to Stay in the 0% Capital Gains Tax Bracket
►Roth IRA/ Regular IORA - Where Should You Withdraw?

*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

=======================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
=======================================================================
*Interactive Brokers*  
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Problems with the 4% Rule for Retirement =- How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Best Investments for Retirement Income 2022
https://youtu.be/hTR8WZ5kghQ

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA
 
👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*7 Ways to Pay Lower Taxes in Retirement Explained*
►Why Tax-Free Bonds are Not the Answer
►Immediate Annuities Don't Pay Enough Interest
►Use the Capital Gains Tax Break on Your Residence Over and Over
►Ordering--How to Withdraw in Retirement and Have More to Spend
►How to Stay in the 0% Capital Gains Tax Bracket
►Roth IRA/ Regular IORA - Where Should You Withdraw?

*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

=======================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
=======================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Problems with the 4% Rule for Retirement =- How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Best Investments for Retirement Income 2022
https://youtu.be/hTR8WZ5kghQ

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLktiNG1DcjE3RndR

7 Ways for Retirees to Pay Less Income Tax

Retirement Crusaders January 23, 2023 6:00 AM

*Index Annuities - Big Promise, Small Results*
►Why Index Annuities Sound Good But Don't Deliver
►How Insurance Companies Dilute the Benefit to Investors
►Extra Complexity Means More Profit for the Insurance Company
►See Results of Fidelity Investments Study
►The Downside Protection Comes at a Very High Price
►Why Index Annuities Sound So Good but Fall Flat

*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

=======================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
=======================================================================
*Interactive Brokers*  
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Problems with the 4% Rule for Retirement =- How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Best Investments for Retirement Income 2022
https://youtu.be/hTR8WZ5kghQ

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA
 
👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Index Annuities - Big Promise, Small Results*
►Why Index Annuities Sound Good But Don't Deliver
►How Insurance Companies Dilute the Benefit to Investors
►Extra Complexity Means More Profit for the Insurance Company
►See Results of Fidelity Investments Study
►The Downside Protection Comes at a Very High Price
►Why Index Annuities Sound So Good but Fall Flat

*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

=======================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
=======================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Problems with the 4% Rule for Retirement =- How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Best Investments for Retirement Income 2022
https://youtu.be/hTR8WZ5kghQ

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLk45Rms1MXJaejJJ

Index Annuities - Mostly Hype, Little Substance

Retirement Crusaders January 16, 2023 5:00 AM

Load More... Subscribe

More Categories

Career Development
College Funding
Credit Cards
Credit Score Fixes
Money and Marriage
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Property Investment Loans
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Spend Less Money
*Why did SVB Bank Collapse and Could the Same Happen to Your Bank?*
►The US is one of two countries that has no requirement for banks to maintain reserves
►The one thing that keeps banks safe (it's not the FDIC)
►Does your bank have sufficient cash on hand for withdrawals?
►Does your bank have adequate reserves?
►See this Chart--shows that bank reserves are plummeting
►The risk of Commercial Banks vs Retail Banks

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*  
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/

*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA
 
👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Why did SVB Bank Collapse and Could the Same Happen to Your Bank?*
►The US is one of two countries that has no requirement for banks to maintain reserves
►The one thing that keeps banks safe (it's not the FDIC)
►Does your bank have sufficient cash on hand for withdrawals?
►Does your bank have adequate reserves?
►See this Chart--shows that bank reserves are plummeting
►The risk of Commercial Banks vs Retail Banks

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/

*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLmlLTTd1am5BUHNn

Bank Meltdown-Could Your Bank Collapse Like Silicon Valley Bank (SVB)?

Retirement Crusaders March 14, 2023 5:00 AM

*How to Fight Inflation on a Retirement Income*
►Is inflation temporary or here to stay?
►Do Gold or Stocks provide a hedge against inflation?
►How to reinvest dividends today for a bigger nest egg tomorrow
►Why part-time or gig work is the ULTIMATE hedge against inflation
►Can you prosper from inflation?
►Get out of corrosive debt now https://wealthpilgrim.com/corrosive-debt/
==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*  
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA
 
👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*How to Fight Inflation on a Retirement Income*
►Is inflation temporary or here to stay?
►Do Gold or Stocks provide a hedge against inflation?
►How to reinvest dividends today for a bigger nest egg tomorrow
►Why part-time or gig work is the ULTIMATE hedge against inflation
►Can you prosper from inflation?
►Get out of corrosive debt now https://wealthpilgrim.com/corrosive-debt/
==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLnp1cUhtRGR3U0NV

5 Ways to Fight Inflation on a Retirement Income

Retirement Crusaders March 13, 2023 4:00 AM

*Hidden Fees in Your Mutual Funds Can Cost You Thousands - Know what you REALLY pay*
►What is the tax drag on your mutual fund (where to find it)?
►What is the cost of slippage on your mutual fund (a big hidden cost)?
►Does your mutual fund pay kickbacks (see this example)?
►Are you paying fees to help the fund find new investors?
►How to calculate the effect of turnover on your mutual funds
►Where to uncover your mutual fund fees quickly  and know what you're REALLY paying

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*  
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA
 
👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Hidden Fees in Your Mutual Funds Can Cost You Thousands - Know what you REALLY pay*
►What is the tax drag on your mutual fund (where to find it)?
►What is the cost of slippage on your mutual fund (a big hidden cost)?
►Does your mutual fund pay kickbacks (see this example)?
►Are you paying fees to help the fund find new investors?
►How to calculate the effect of turnover on your mutual funds
►Where to uncover your mutual fund fees quickly and know what you're REALLY paying

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLnFFcGc4di1nTGRR

Mutual Fund Fees - EXPOSED!

Retirement Crusaders March 6, 2023 5:00 AM

*Have more cash flow and a more flexible retirement when you rent*
► Why home equity is not a good thing - it earns 0%
► The hidden cost of owning vs renting
► How to inflation-proof your income for rent increases
► Rents are 46% less than owning in many areas
► Enjoy fewer headaches and a more flexible care-free retirement
► Why the tax benefits of owning are much smaller (or non-existent) in retirement

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*  
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA
 
👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Have more cash flow and a more flexible retirement when you rent*
► Why home equity is not a good thing - it earns 0%
► The hidden cost of owning vs renting
► How to inflation-proof your income for rent increases
► Rents are 46% less than owning in many areas
► Enjoy fewer headaches and a more flexible care-free retirement
► Why the tax benefits of owning are much smaller (or non-existent) in retirement

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLjBCRWp3dERTUG5v

5 Advantages to Rent vs Own a Home in Retirement

Retirement Crusaders February 28, 2023 6:00 AM

*Will Congress Cut Your Social Security or Can They Fix It and Make Someone Else Pay?*
►Why is Social Security Going Broke?
►Here's What Most People Believe about Social Security and it's WRONG
►Where you can find the truth about Social Security
►The two demographic problems with Social Security that cannot be fixed
►Link to Social Security Trustees Report https://www.ssa.gov/oact/TR/
►See the video on how Social Security Really Works  https://youtu.be/YzN6rr0dBhg

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*  
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Problems with the 4% Rule for Retirement =- How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA
 
👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Will Congress Cut Your Social Security or Can They Fix It and Make Someone Else Pay?*
►Why is Social Security Going Broke?
►Here's What Most People Believe about Social Security and it's WRONG
►Where you can find the truth about Social Security
►The two demographic problems with Social Security that cannot be fixed
►Link to Social Security Trustees Report https://www.ssa.gov/oact/TR/
►See the video on how Social Security Really Works https://youtu.be/YzN6rr0dBhg

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Problems with the 4% Rule for Retirement =- How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLk1lMHFfcWpRMnlr

Why Congress Needs to Cut Your Social Security Benefits

Retirement Crusaders February 20, 2023 4:00 AM

*Here's How to Earn Income from Consulting in Retirement-No Matter Your Skills-*
►Understand why companies always need part-time/temporary workers
►How to identify companies that will hire you
►Use Research Interviews to Open Many Doors
►Use Linkedin to find these people to call
►How one interview leads to the next and the next
►Undertand why consulting work is a much better long-term solution for retirement income

===========================================================

*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

============================================================

Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:

*Interactive Brokers*  
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/

============================================================

*Watch These Related Videos:*

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Best Investments for Retirement Income 2022
https://youtu.be/hTR8WZ5kghQ

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession-Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA
 
👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Here's How to Earn Income from Consulting in Retirement-No Matter Your Skills-*
►Understand why companies always need part-time/temporary workers
►How to identify companies that will hire you
►Use Research Interviews to Open Many Doors
►Use Linkedin to find these people to call
►How one interview leads to the next and the next
►Undertand why consulting work is a much better long-term solution for retirement income

===========================================================

*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

============================================================

Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:

*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/

============================================================

*Watch These Related Videos:*

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Best Investments for Retirement Income 2022
https://youtu.be/hTR8WZ5kghQ

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession-Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLlZPcDdVVlg2VXM0

How to Earn Part-Time Consulting Income in Retirement

Retirement Crusaders February 13, 2023 6:00 AM

*Our 3 Favorite Dividend Stocks for 2023 (with growth potential too)*
Foreign stocks that pay dividends usually have a tax withheld by the issuing country.  But that tax in most cases can be reported on your US tax return and you are not charged US tax also. These stocks should be held outside of an IRA so you can get credit on your tax return for payment of the tax

*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

=======================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
=======================================================================
*Interactive Brokers*  
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Problems with the 4% Rule for Retirement =- How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Best Investments for Retirement Income 2022
https://youtu.be/hTR8WZ5kghQ

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA
 
👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Our 3 Favorite Dividend Stocks for 2023 (with growth potential too)*
Foreign stocks that pay dividends usually have a tax withheld by the issuing country. But that tax in most cases can be reported on your US tax return and you are not charged US tax also. These stocks should be held outside of an IRA so you can get credit on your tax return for payment of the tax

*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

=======================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
=======================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Problems with the 4% Rule for Retirement =- How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Best Investments for Retirement Income 2022
https://youtu.be/hTR8WZ5kghQ

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLkhJamFPbUZ6cGp3

3 Best Dividend Stocks for 2023

Retirement Crusaders February 6, 2023 11:48 AM

*7 Ways to Pay Lower Taxes in Retirement Explained*
►Why Tax-Free Bonds are Not the Answer
►Immediate Annuities Don't Pay Enough Interest
►Use the Capital Gains Tax Break on Your Residence Over and Over 
►Ordering--How to Withdraw in Retirement and Have More to Spend
►How to Stay in the 0% Capital Gains Tax Bracket
►Roth IRA/ Regular IORA - Where Should You Withdraw?

*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

=======================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
=======================================================================
*Interactive Brokers*  
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Problems with the 4% Rule for Retirement =- How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Best Investments for Retirement Income 2022
https://youtu.be/hTR8WZ5kghQ

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA
 
👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*7 Ways to Pay Lower Taxes in Retirement Explained*
►Why Tax-Free Bonds are Not the Answer
►Immediate Annuities Don't Pay Enough Interest
►Use the Capital Gains Tax Break on Your Residence Over and Over
►Ordering--How to Withdraw in Retirement and Have More to Spend
►How to Stay in the 0% Capital Gains Tax Bracket
►Roth IRA/ Regular IORA - Where Should You Withdraw?

*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

=======================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
=======================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Problems with the 4% Rule for Retirement =- How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Best Investments for Retirement Income 2022
https://youtu.be/hTR8WZ5kghQ

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLktiNG1DcjE3RndR

7 Ways for Retirees to Pay Less Income Tax

Retirement Crusaders January 23, 2023 6:00 AM

*Index Annuities - Big Promise, Small Results*
►Why Index Annuities Sound Good But Don't Deliver
►How Insurance Companies Dilute the Benefit to Investors
►Extra Complexity Means More Profit for the Insurance Company
►See Results of Fidelity Investments Study
►The Downside Protection Comes at a Very High Price
►Why Index Annuities Sound So Good but Fall Flat

*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

=======================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
=======================================================================
*Interactive Brokers*  
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Problems with the 4% Rule for Retirement =- How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Best Investments for Retirement Income 2022
https://youtu.be/hTR8WZ5kghQ

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA
 
👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Index Annuities - Big Promise, Small Results*
►Why Index Annuities Sound Good But Don't Deliver
►How Insurance Companies Dilute the Benefit to Investors
►Extra Complexity Means More Profit for the Insurance Company
►See Results of Fidelity Investments Study
►The Downside Protection Comes at a Very High Price
►Why Index Annuities Sound So Good but Fall Flat

*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

=======================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
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*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


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No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

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