Is the stock market over the hill? Should you call it a day for equity investing? Lots of people are writing off the market completely…but not me. There are two reasons for this: The first reason is that the market isn’t as terrible as it seems. The second is that the system is still working. […]
Archives for August 2010
What Is a Good FICO Credit Score Range?
It’s important to be in a good, no great FICO credit score range. It’s also important to know what your score is. I used to think otherwise. I never had a credit problem. I never missed a payment. I never even paid a cent in credit card interest. I figured I must be in a […]
401k Performance – 5 Tips to Turbo-Charge It Now
Here are 5 ways to increase your 401k performance. 1. Wise up. Other than reducing 401k fees, the first (and most important) way to increase your 401k performance is to know what the performance really is. Many people don’t. They just gauge performance by comparing the bottom line from one period to the next. This […]
Do You Need a QDRO Attorney?
Do you need a QDRO attorney? Before we get to that, let’s really understand what a QDRO is. This is basically a document issued by the court that orders how retirement assets are to be divided between you and your (soon-to-be) former spouse. A QDRO (Qualified Domestic Relations Order) used correctly can […]
8 Overlooked Small Business Tax Deductions
Smart tax planning for small business can save you a fortune. That’s why it’s so important to find those overlooked small business tax deductions. I’m all in favor of paying my fair share when it comes to taxes. But if you’re like me, you and the government have very different ideas of what “fair” means. […]
How to Discharge Debt, and Is It Worth It?
If you want to know how to discharge debt, understand that the most common way people do this is by filing for bankruptcy. Once you discharge your debts this way, it’s permanent. That means creditors can’t legally try to collect from you anymore. No more threatening letters or calls. No contact. No nothing. (However, if […]