From time to time, you’ll hear the term “ADR” if you are an investor. But what is an ADR and are ADR shares good investments? Let’s define “ADR” first and then determine if they are a good fit for your portfolio. What is an ADR? “ADR” stands for American Depository Receipt. These are simply shares […]
What Should I Major In? Your Answer in 2012.
After receiving numerous emails titled “What should I major in” from readers about to apply for college, I asked Kevin to provide an informative post on the subject. What follows is his best answer to this great question. In any given year the list of recommended career majors will change at least somewhat from previous […]
9 Crucial Questions about Retirement People Forget To Ask
You probably have questions about your retirement no matter how young or old you are. I know it’s true because people at all stages of life write and ask me to clarify retirement issues all the time. What I find interesting is that while the questions they do ask are almost always good questions they […]
What is a Limited Power of Attorney?
What is a limited power of attorney? It’s quite simply an extremely powerful estate planning document that can mean the difference between financial success and failure for your future. What is the purpose of a Limited Power of Attorney? The purpose is to give someone else the legal capacity to do business for you in […]
You Need A Budget YNAB 4.1 Update – Is it Worth It?
You Need A Budget (YNAB) rolled out a big upgrade to their budget tracking program recently. I’m going to take it apart in this post to help you decide if the upgrade is worth it (for existing users) or to see if the overall program is a good fit for people who are not already […]
6 Ways to Motivate Employees
If you are a manager or small business owner you need to find ways to motivate employees. Let’s face it. The greatest asset you have is your staff. Indeed, your employees are your business. They are the people your clients see and talk to. They determine the service level. They make the difference between business […]