You don’t need to live in Hurricane Alley or in the wake of super storm Sandy in order to suffer losses to your property. There are floods, earthquakes, fires, blizzards and more that threaten homeowners 24/7. That’s why it’s smart to understand the homeowner insurance claim process before you suffer damage to your home. The […]
Insurance - How To Save Money
Life insurance is the bedrock foundation for a solid financial future. If people depend on you financially life insurance is the cheapest way to make sure your loved ones are provided for in case you die prematurely.
Having said, it’s important not to overpay for this protection. The life insurance industry has created some wonderful products. But they’ve also come up with a schemes that only work for the people who sell them – not for you. I want to make sure you don’t fall into any of those expensive and dangerous traps.
The following articles will help you understand the truth about life insurance and will help make sure you get the right coverage at the right price.
Do You Have The Right Natural Disaster Insurance?
The aftermath of Hurricane Sandy is causing a lot of people to dust off their homeowners insurance policies to make sure they have the right natural disaster insurance. It’s great to save money on homeowners insurance but when you have damage you want to make sure the coverage will be there. When you look at […]
Why (almost) Every Life Insurance Policy With Cash Value Stinks
Every life insurance policy with cash value is a terrible waste of money. Alright…..almost every policy. (I’ll explain the one exception at the end of this post). A few weeks I wrote an article that appeared on Yahoo!Finance that discussed 4 life insurance policies you should never buy. One of those I listed was whole […]
Is Medicare Enough Health Insurance? Your Answer
Once you reach age 65 you will be eligible for Medicare and all the bells and whistles that come with it. But is Medicare enough to take care of all your health insurance needs? In a word, no. Consider to cost of hospital stays. Every time you are a hospital inpatient your Medicare deductible will […]
Long Term Care Tax Deductions Made Clear
If you own or are thinking about LTC, there are a few things you need to understand about long term care tax deductions before asking for an LTC insurance quote. Under the current tax code, LTC offers some nice benefits. For example, if you itemize your deductions, you can include your premiums as a […]
Liability Insurance Claims – What To Do, What To Avoid
Do you think that just because you have liability insurance, you are covered if there is a problem or accident you might be held responsible for? Liability insurance claims are very tricky. It’s true that the insurance is meant to protect you from lawsuits. But you might think you have coverage when you really don’t. […]