Do you have a separately managed account? If so, you might want to reconsider. What is a separately managed account? This is basically your own private mutual fund. A money manager buys a number of securities that are held in your account. Your money manager makes the decisions as to what securities are held in […]
Investing Strategies
They don’t teach investing in school. It’s no wonder that so few of us really understand how investments work, what mutual funds are and how to select the right investments for our unique situation.
The following articles explain how the stock market, mutual funds, annuities,stocks and bonds work in plain English. They demystify investing and empower you to make better investing decisions for you and your family.
Stock Market for Dummnies
The stock market isn’t that complicated, but it can be intimidating if you don’t understand the basics. It’s important to know this if you are saving for retirement, for college or any other reason. Here is a very straightforward explanation of how it works. Think of the stock market as you would any other market. […]
Is the Stock Market Over for Good?
Is the stock market over the hill? Should you call it a day for equity investing? Lots of people are writing off the market completely…but not me. There are two reasons for this: The first reason is that the market isn’t as terrible as it seems. The second is that the system is still working. […]
What Is a Good FICO Credit Score Range?
It’s important to be in a good, no great FICO credit score range. It’s also important to know what your score is. I used to think otherwise. I never had a credit problem. I never missed a payment. I never even paid a cent in credit card interest. I figured I must be in a […]
Green Mutual Funds – A Better Way to Find the Right Funds for You
Green mutual funds are no longer a fad. The idea of investing in companies and technologies that make our world a better, cleaner place has merit. But if you want to find the top green mutual funds, be clear on two things before you start your search: your motive and priorities. Are you primarily concerned […]
How an Immediate Annuity Payout Really Works
An annuity payout might be very attractive to you if you are looking for retirement income, but you should really think twice. Even though I’m not a big fan of this idea, I have to admit it has some benefits: Immediate Annuity Payout Pros: 1. High Payout Let’s say you invest $100,000 and […]