If you’re asking yourself what to invest in right now, you’re not alone. Many clients ask me this question on a daily basis. They want growth and they want inflation protection and they want safety. Are they asking too much? Once I became a financial planner, I learned a lot about people. What’s baffling is […]
Investing Strategies
They don’t teach investing in school. It’s no wonder that so few of us really understand how investments work, what mutual funds are and how to select the right investments for our unique situation.
The following articles explain how the stock market, mutual funds, annuities,stocks and bonds work in plain English. They demystify investing and empower you to make better investing decisions for you and your family.
CEFs – What They Are and Why You Need to Understand
Investors are looking for better investments that offer protection from inflation and growth potential given the rocky investment environment we’re all dealing with. Are CEFs the answer? Maybe. What are Closed End Funds (CEFs)? CEFs are like mutual funds in that they pool investors’ assets. Managers take that money and buy shares or bonds of […]
Investment Losses – When to Call a Securities Attorney
When do investment losses justify calling a securities attorney? I know that you are a reasonable person. You know that even the best investments lose money at times. But there are times when broker fraud, scams and/or incompetence result in major hits to your financial position. That should not happen. Here’s an overview of those […]
Annuity Contract Traps to Avoid
An annuity contract is one of the most difficult documents to understand for a reason. You may already know that I’m no fan of annuities. In fact, I think you should never buy an annuity – especially now because interest rates are low. If you fall for the annuity sales pitch, you’re going to lock […]
How to Understand Shareholder Letters
Why would anyone read shareholder letters? Well, if you want to be a smart investor and own the best investments, you’re going to have to invest for growth. One way to do that is to invest in safe (or healthy) stocks. If that’s the route you go, you owe it to yourself to do a […]
How to Invest $5,000
Do you know how to invest $5,000? If not, you can ask yourself a few questions and you’ll know how exactly how to invest that money. You can use these same questions to decide how to invest $500,000 too. Please understand that investment decisions are rarely made just based on returns. You also have to […]