It’s hard to find investment solutions in this kind of market. Interest rates are ridiculously low. Real estate prices are predicted to decline further and what the stock market will do is anyone’s guess. This can be especially tough if you need income from your investments. What’s a smart investor to do? Clarity I don’t […]
Investing Strategies
They don’t teach investing in school. It’s no wonder that so few of us really understand how investments work, what mutual funds are and how to select the right investments for our unique situation.
The following articles explain how the stock market, mutual funds, annuities,stocks and bonds work in plain English. They demystify investing and empower you to make better investing decisions for you and your family.
Upcoming U.S. Financial Default? What to Do with Your Money Now
You are probably fairly anxious about what the boys and girls in D.C. are doing these days. After all, if they don’t find a solution to our debt/spending/tax impasse, the United States may run out of money. The fear is that our government will default on our debt. What should you do? Should you be […]
Why I (Almost) Never Buy Individual Stocks
Do you ever kick yourself for not buying individual stocks like Google or Apple years ago? After all, had you done so, you probably would have owned Corsica by now. A day doesn’t go by when someone doesn’t ask me about this or that stock. People ask me for my opinion and if they should […]
Do High Unemployment Rates Spell Stock Market Disaster?
There is no getting around the fact that unemployment rates are way too high – that’s especially true if you’re one of those looking for a job! Last Friday’s announcement that far fewer jobs were created than expected sent the stock market into the tank. Only 18,000 jobs were created. Economists expected 80,000. Is it […]
5 Tips for Beginning Investors
When you first start out as an investor, it is easy to become overwhelmed. You might be thinking about retiring rich, but you have to start somewhere. Whether you are opening a tax-advantaged retirement account, or whether you are looking to invest savings, investing can be intimidating. However, there are some things that can help […]
Mutual Fund Holdings — What’s Inside Your Fund?
Do you investigate the mutual fund holdings inside your mutual funds before you invest? I have some very strong feelings about doing this (which we will get to). But if you want to do it, it’s easy. First, clarify the symbol of your fund. Usually you can find that on your investment statements. If your […]