This is a guest post by Jack Reed. He is a financial writer and offers advice on various debt management programs and debt relief scams. He can be contacted at jackrd3 AT gmail DOT com Many people who are immersed in hefty debts look out for some quick and easy solutions to solve their debt issues. […]
How to Maximize Your Credit Card Reward Points
Today we have a guest post from the Car Negotiation Coach, who takes a break from discussing car negotiation strategies to talk about how to maximize your credit card reward points. You can earn rewards points for just about anything these days. Of course you must be careful to avoid credit card tricks that the […]
IRA Beneficiary Rules to Protect Your Family
There are a few IRA beneficiary rules you need to know that can save your family money and grief. The first and most important rule is that your beneficiary form determines who gets your money when you are gone. It doesn’t matter if you have a family trust or will. The beneficiary form rules supreme. […]
Which Is Better – 403b or IRA?
A reader was thinking about her retirement income planning and needed to decide between contributing to a 403b versus an IRA. First, what is a 403b? These are retirement accounts available to certain employees. Basically, if you work for an educational institution, civil government or certain nonprofit organizations, your employer probably offers a 403b […]
Smart Retirement Income Planning When the Market Is Terrible
When the market is rough and interest rates are low, retirement income planning can seem all but impossible. At such a point, it’s easy to actually slip into a depression. I’ve seen it before. But I’ve assembled a list of ideas that just might turn your retirement nightmares into very sweet dreams: 1. Check Your […]
Mortgages for the Self-Employed – The Easy Way
Mortgages for self-employed people. Those words don’t normally work together well. But if you work for yourself, the following will give you just the edge you need. Background Consumers have been much more trustworthy than financial institutions lately, but the banks still have the money. If you’re self-employed and you want a mortgage, you’re […]