I love cheap term life insurance . But I hate it when people get ripped off, buy the wrong kind of insurance or don’t think they need term life insurance at all. Some people turn to guaranteed issue policies to get low cost coverage, but this is a terrible idea. As I’ve written about before, guaranteed […]
Capital Gains Tax Relief
You have a unique opportunity for significant capital gains tax relief – if you act quickly. It’s not complicated. You don’t have to become a financial professional to understand it. The following technique won’t work for everyone. But if you have loved ones (children, parents or others) who you want to assist, you have an amazing […]
Mortgage Unemployment Insurance – A Good Buy?
To be frank when I see these three words (mortgage unemployment insurance) together, I just don’t see the connection, but you learn something new every day. Over the weekend I read that it may take seven years until we create enough jobs to get back to the level we were at prior to the meltdown […]
Early Mortgage Payoff…a Good Idea?
There are real pros and cons to an early mortgage payoff. Some argue that it is not in your financial interest right now. In fact, some say it’s the last thing you should do. They argue you should keep your mortgage and make investments for your retirement. Better yet, go out and get a humongous […]
Is the Stock Market Over for Good?
Is the stock market over the hill? Should you call it a day for equity investing? Lots of people are writing off the market completely…but not me. There are two reasons for this: The first reason is that the market isn’t as terrible as it seems. The second is that the system is still working. […]
What Is a Good FICO Credit Score Range?
It’s important to be in a good, no great FICO credit score range. It’s also important to know what your score is. I used to think otherwise. I never had a credit problem. I never missed a payment. I never even paid a cent in credit card interest. I figured I must be in a […]