There are a handful of ways you can boost Social Security spousal benefits. The most obvious is to delay taking benefits until age 70, a move you should really consider if you or your spouse’s health is good. Each year you delay adds about 7% to the eventual benefit. That can really add up. […]
Rollover to Roth 401k – A Good Idea?
Is a rollover to Roth 401k a good idea? As you’ll see in a minute, you may have this option at your current employer. If you leave your job, you won’t be able to do this but you can roll your old 401k to an IRA. Ok. Let’s get back to the issue at hand […]
Is a Debt Settlement Lawyer a Better Alternative?
Should you use a debt settlement lawyer or a debt settlement company to represent you with creditors? Most people go right for the debt settlement companies, but that could be a huge mistake. Don’t get me wrong. I’m like every other red-blooded American. I’m not crazy about attorneys. But this is a case where it […]
Setting Up a Small Business Made Simple
There are three critical steps for setting up a small business for success. Keep in mind that your success is not a matter of luck. It’s a question of design. When I opened my business 27 years ago, I had no idea of what to do. I didn’t know how to set up my business […]
Inheritance Tax Advice – What To Do BEFORE You Cash Your Check
If you are about to inherit assets, you might need some inheritance tax advice. It comes down to understanding a few very basic rules. But if you ignore this issue, you could land in hot water and need to find IRS tax debt relief…big time. First, keep in mind that there are really two kinds […]
How to Find the Best Small Business 401k
A small business 401k might be one of the best tools available to you if you are in business for yourself. In fact it could be one of the key solutions if you want to know how to make a business successful. For my money, the best plan out there is the Individual 401k (if […]