If you own a small business and have independent contractors, you need to make sure these people qualify as independent contractors. If not, you could face a fine between $1,100 and $5,000 per infraction. That means the next independent contractor you hire could be an attorney. Expensive and unnecessary. Of course, hiring independent contractors is […]
How to Find a Tenant You’ll Love Renting to
You might be interested in renting out your home for a variety of reasons. Maybe you would prefer to sell but can’t find anyone willing to pay the price you need. Maybe you’d like to travel like Bilbo Baggins and take an adventure. But how to find a tenant who will pay the bills and […]
Landing a Great Job during a Recession Made Easy
Despite the slow economy, you can land a job you’ll love. While I personally think this is just about the best time ever to start a small business, you may not be of the same mind. So be it. Entrepreneurship isn’t for everyone. So if you’re interested in landing a great job, here’s how to […]
Life Insurance Beneficiary: the Right Choice May Not Be Obvious
Choosing the right life insurance beneficiary is considered straightforward. You bought life insurance to replace your income in case you die prematurely. Whoever relies on your income now is probably a good person to name as beneficiary. Right? Well…not always. Sometimes this doesn’t work. If you name your spouse as insurance beneficiary, the money will […]
How to Make Life Insurance Policy Claims for Women
When you have to make life insurance policy claims, you’re in a really tough situation. This can be especially difficult if you aren’t used to dealing with financial matters and you are the life insurance beneficiary. This may sound chauvinistic, and it is changing. But often women have trouble during this period. You’re in mourning […]
What Is Groupon and Why It’s Dangerous
You’ve probably heard about Groupon and how it’s the best thing since sliced bread. I don’t like it because it’s going to result in a lot of people spending money needlessly. If you’re wondering how to stop spending money, this is not going to help you. In case you haven’t gotten hooked yet, here’s the […]