If you have a living trust it does protect your assets – but not in the way you are thinking. A friend has been talking about putting his family trust together for the last 5 years. He finally got around to taking care of business and dropped me a note to let me know the […]
Should You Invest For Bond Interest Or Stock Dividends?
Interest rates, long predicted to climb, are still microscopic. If you buy bonds to create income you have to tie up your money for 20 years just to get 3% on a US Government Treasury* – pathetic. With dividend paying stocks, you won’t have to work hard to match that rate plus they provide the opportunity […]
What Does Passive And Active Investment Mean?
You’ve probably heard the terms “passive” and “active” investing before. What do they mean and are they important words for you to understand? Let’s take a few minutes and try to understand the answers in a way that can help you make better investment decisions. What Does “Passive Investing” mean? This relates to the degree […]
Do you really have a financial plan?
You might think you have a financial plan but in fact you may not. And believe it or not, the exact opposite of this is also true. You might not think you have a plan when in fact you do. In order to know if you have a financial plan or not we need to […]
Should You Invest Using Automated Online Services?
Facebook and texting. Those two phenomenon prove that people are choosing electronic connections over personal connections more and more. So does it make sense to turn your money over to a computerized financial planner while you’re at it? There are plenty of companies out there who want to convince you that it’s a smart move. […]
Are Your Money Market Funds At Risk?
You are probably used to seeing your money market mutual fund share price stay at $1 per share. Steady as a rock….right? Well, that could change – big time. The SEC recently voted to force certain money market mutual funds to float their share prices rather than maintain a constant $1 a share price. That […]