You almost need a magnifying glass to see the interest rates banks are willing to pay you these days for the cash you keep on deposit. At the same time, the stock market has been on a pretty sweet roll for several years. As a result of that combination, more and more investors are looking […]
Do You Anticipate A Steep Stock Market Decline – What to Do Now
The following post was first published in August 2011 after a nasty 20% drop in the S&P 500 index. That was a pretty rough time for investors. Right now, the market is pushing all time highs. I thought it might be a good idea to refresh our understanding by taking a look at the market […]
Should I Refinance My Mortgage?
If you have a mortgage, it’s almost certainly the biggest debt you carry. That being the case, it makes sense to examine that debt and look for ways to reduce the cost. Smart Pilgrim. The thing is, even if you find a lower-cost loan, a refinance is not always a slam dunk. There are costs […]
Insider Look At Small Business Loans For Single Moms and Others
I’m a huge fan of small business as you know. But sometimes in order to get your business off the ground, you need to borrow money. I wanted to talk to one of the more serious small business lenders out there in order to really understand how small business financing works. As a result, I […]
When to Review Your Living Trust
If you’ve already created your living trust, that’s fantastic. You should be congratulated for taking steps to protect all you’ve worked for and for safeguarding your family. Nice job Pilgrim. But your job’s not over. You’ve got to review your trust from time to time and update it as your financial life changes, your family’s situation […]
5 Retirement Hobbies that Will Save You a Fortune
Believe it or not, your retirement hobbies have a lot to do with your financial future. In fact, they could be the difference between having a successful retirement or not. Here’s why I say this. When you retire you’ll have lots of free time. If you don’t fill it up with some fulfilling activity, you’re […]