If heaven forbid, you get sick and can’t take of yourself financially, how will your loved ones take care of you financially? If you die, how will your survivors know what to do with your estate? The answer to both questions is in the title of this post – a living trust – that’s how. […]
Annuity Contract Traps to Avoid
An annuity contract is one of the most difficult documents to understand for a reason. You may already know that I’m no fan of annuities. In fact, I think you should never buy an annuity – especially now because interest rates are low. If you fall for the annuity sales pitch, you’re going to lock […]
3 Tips to Avoid Real Estate Scams and Fraud When You Have a Partner
You might be tempted to take advantage of some pretty tasty real estate bargains these days. Some markets have very high cash flowing properties, and that can be really attractive. And if you don’t have the expertise or time to uncover and manage good deals, it can make sense to partner up. Especially if you […]
IRA Roth Conversion Tax – Do This or Else
If you decide that it makes sense to do a conversion to a Roth IRA, you need to pay your IRA Roth Conversion tax the right way if you want to avoid penalties. That’s right. Not only do you have to pay “the MAN,” but you also have to do it the way he tells […]
How to Eliminate College Credit Card Debt in Two Years
If you have college credit card debt, the best thing you could possibly do for yourself is to make getting out of debt your number one priority in life. If you’re looking for a way to build your credit, you have to be focused on being debt-free first. You must make this your mission and […]
How to Get a Short Sale Package Approval Done Right
If you’re struggling with your home mortgage, you might be interested in getting a short sale package approval from your bank. Before I explain how to get that done, let me remind you that I am not an attorney and you are best served by talking to a real estate attorney who is expert in […]