In January, there was a story in Investment News about a very large insurance company that wanted to raise premiums because they were facing insolvency. The company didn’t want to declare bankruptcy, so they looked for a way to survive. They needed to find a way to slash $175 million in future liabilities. In other […]
9 Top Jobs in Retirement
There are plenty of employers who want to offer you a job in retirement. You might want to work to make some extra money to balance your budget or to solve your debt problems. On the other hand, you might not need the money but just want to get back into the workforce again because […]
How to Buy a Home and Get “Owner Carry-Back” Financing
This is probably one of the best times to buy a home and get your seller to provide “owner carry-back” financing. Of course to make it work, you must find a seller who: Has equity in the property Doesn’t need to invest all the equity into another property Typically the people who qualify are those […]
Why I (Almost) Never Buy Individual Stocks
Do you ever kick yourself for not buying individual stocks like Google or Apple years ago? After all, had you done so, you probably would have owned Corsica by now. A day doesn’t go by when someone doesn’t ask me about this or that stock. People ask me for my opinion and if they should […]
Quick Tip on How to Keep Your E-Mail Inbox Empty
I simply have to have my e-mail inbox empty. Everyone thinks differently of course. But if you’re like me, it’s easy to get distracted. And when you get distracted it makes you less effective at work. You never know if this little tip might help you get promoted at work and then make finding an […]
How to Improve Your Credit Score to Buy a House – 4 Easy Action Tips
You are smart if you are looking for ways to improve your credit score to buy a house. A higher score means a lower interest rate. And since your mortgage is probably the most debt you’ll ever have, even a small interest rate cut will save you truckloads of money over the life of the […]