People spend more than they should for 5 reasons as you’ll see. Before we get to that, let me ask you a few questions. Have you ever been shocked when you open up your credit card statement? “How could I possibly have spent so much money? There MUST be a mistake!” Sadly, the mistake is […]
7 Crucial Steps for Buying a Home
Let’s say you look at all the facts and decide that now is the time to buy a home. Great. But before you take steps for buying a home remember that it’s best to look before you leap. Here are the 7 crucial steps you should take before you buy your home: 1. Credit Report […]
7 Steps for Special Needs Planning
If you have a special needs child all the financial planning you’ve done might be wasted unless you’ve made that child the center of your plan. The rules governing Social Security and assisted living homes for the disabled are complex. And this issue is super important. According to U.S. Centers for Disease Control and Prevention, […]
How I Get My Money Back From Online Stores
I rarely ask to get my money back after making online purchases. Most transactions are fair and honest. In the rare occasions when I do need a refund, it’s usually simply a matter of asking the vendor. It’s just that easy. But once in a blue moon, you do business with an imbecile who refuses […]
Are Social Security Benefits Taxable?
If you are retired or are planning your retirement it’s natural to ask if social security benefits are taxable or not. And if they are taxable, the next question is, what can you do (if anything) to reduce your tax burden? First let’s understand how social security benefits are taxed. The first thing our friends […]
How Much House Can I Afford Calculator
Looking for an early Hanukkah or Christmas gift? Well here’s your very own, easy to use, “How Much House Can I Afford Calculator” ! Before you start looking to buy a home and take out a mortgage, you have to do your homework and this calculator will make that an easy task. If you don’t, […]