Why do you think financial change is so hard to achieve? In my experience, there are several reasons and I’ll explain the main culprits. The good news is that if you become aware of these obstacles, you can neutralize the roadblocks and go on to reinvent yourself successfully and permanently. Let’s identify these hurdles and […]
An Easy Budgeting Process That Works
Just about everyone I know has a budget. But how many have a budgeting process that works? Very few. That’s a shame because a good budget will help you spend less money, enjoy your life more, worry less, have a wonderful retirement and never get into debt. Just about the only thing a good budget […]
What is a Sinking Fund?
“What is a sinking fund” isn’t just a question accounting nerds like me ask. It’s a question that you should ask too if you want to have a smooth-sailing financial future. Let me illustrate. Let’s say you paid $1200 for a really nice computer 2 years ago. If you think about it, you’ll realize that […]
How to Be An Investor That Makes Money
Are your trying to figure out how to be an investor who actually succeeds and makes money? It can be a daunting and confusing task. There are so many different “gurus” pulling you in different directions. How do you know who to listen to? It’s mind boggling. Here’s an email I recently received from Pat […]
Why You Should Not Worry About the Fiscal Cliff
I’m not wasting my time worrying about the “fiscal cliff” and I suggest that you not waste your time either. Before I explain why, let’s review what the fiscal cliff is and where it came from. A little over a year ago the US Government was about to run out of money again. That’s because […]
Stock Orders Explained – For Beginners
There are a variety of different stock orders you can use when you buy individual stocks. It pays to become very familiar with these alternatives if you are a stock trader. Even though the differences between these orders may seem slight, it can cost you a great deal of money if you slip up. It’s […]