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How to Minimize the Cost of Filing Your Tax Return Late

by Neal Frankle, CFP ®, The article represents the author's opinion. This post may contain affiliate links. Please read our disclosure for more info.

Sometimes, through no fault of your own, you are forced to file your 1040 late.  That often happens because other financial institutions fail to distribute their tax reports to you in time. If that is the situation you face now, don’t sweat it.  You can minimize the cost of filing your tax return late but you have to get in gear.

Note:  If you are putting off filing your taxes because you don’t have the scratch to pay your bill read my post on IRS tax debt relief. That might help you solve the underlying problem.  In any event, you’ll only make the problem worse if you fail to file friend. Just do it Pilgrim.

The first thing to do is gather up all of the documents you need to file your taxes and get them organized. Tax preparers are still willing and able to help you file your overdue return no matter what time of year it is.  Another alternative is to do your own taxes.  These days the software is pretty advanced and for the right person, doing it yourself could be a good choice.  No matter which option you choose, electronic filing is your best bet at this point. This way the IRS will receive it as soon as possible.

Another Note:  If you are putting off filing because you don’t have the money to pay your taxes, look into setting up an installment tax payment plan.  You won’t be charged penalties and it’s a pretty painless process.

For those individuals who filed for an extension before the tax deadline, know that you will now have until October 15 to file your return. Just the same, it’s
important to understand that while you have  six months time to prepare and file your taxes, you still have to pay what you owe on time.  That means if you know you are going to owe money, you need to estimate what the amount will be and send it in immediately. An extension does not mean that you can wait to pay; it just means that you can wait to file. Even if you have to borrow from friends, do it.  Find any source you can at this point. Just don’t ignore your debt to the IRS.

Late fees and penalties on what you owe and have not paid start adding up at 12:01 am on April 16.

More on payment options.

If you do not have any way to come up with the money, then your next best option is to go to the IRS website and file an online installment payment agreement.  If you owe less than $25,000, you can easily apply online for the IRS payback installment plan. Approvals usually come in about 10 days. You will then be able to pay back what you owe in a monthly payment plan. There is a small fee for setting up the account, but it is certainly worth it to avoid higher penalties.

If you are a late filer who is due a refund, consider it your lucky day. There are no penalties or fees for filing late, but there is a statute of limitations on how much time you have to collect. Your best bet is still to prepare and file your taxes immediately.

When dealing with the IRS – do not fool around.  They are smart and they can be vicious.  Do not underestimate them please.  Get your return done as soon as possible and play it straight.

 


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Comments

  1. Neal@Wealth Pilgrim says

    April 28, 2010 at 9:36 AM

    If you like this…wait til you see tomorrow’s!

    Reply
  2. Nunzio Bruno says

    April 28, 2010 at 7:42 AM

    This is a great post and great info for people that might not have filed because they were scared. Even a great post for people that may have been just so unorganized that they couldn’t get the materials in line for the filing. What ever the reason the important thing is that you do file!

    Reply

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Who is Neal Frankle

Neal Frankle

I'm a CERTIFIED FINANCIAL PLANNER™ Professional with more than 25 years of experience. I feel very blessed and hope to share my personal financial experience and professional wisdom with readers of WealthPilgrim.
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*Understand These Threats of AI to Your Retirement Income*<br />►Do you own shares in the Companies That Will Get Hurt by AI?<br />►Which Companies Are Profiting Already from AI<br />►Potential Drastic Economic Impact in as Little as Five Years<br />►How AI Will Displace Workers and Further Threaten Your Social Security<br />►The Direct Impact of AI on Investment Selection<br />►How to Profit: AI Funds for Investment<br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Understand These Threats of AI to Your Retirement Income*
►Do you own shares in the Companies That Will Get Hurt by AI?
►Which Companies Are Profiting Already from AI
►Potential Drastic Economic Impact in as Little as Five Years
►How AI Will Displace Workers and Further Threaten Your Social Security
►The Direct Impact of AI on Investment Selection
►How to Profit: AI Funds for Investment

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

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*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

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https://youtu.be/Ltb2GtDIGTA

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👍 How to Recession Proof Your Investments
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👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

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https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

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►Stop and refile, or suspend - what's the difference?<br />►Limitations<br />►If you claimed Social Security under the wrong category<br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

►Stop and refile, or suspend - what's the difference?
►Limitations
►If you claimed Social Security under the wrong category
==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLmY2ZTlFcWw2b0lz

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*Ways to generate tax-free retirement income that your accountant never mentions*<br />► Is the Roth IRSA really an advantage?<br />► How to Use 529 Pans - EVEN IN RETIREMENT!<br />► The old standby - municipal bonds<br />► Sell your house and pay $0 Capital Gains<br />► How 85% of Retirees pay $0 tax on Stock Dividends and Capital Gains<br />► Pay the lowest amount (or maybe $0) or IRA and 401k Withdrawals<br />► Why your accountant does not help you pay less tax<br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Ways to generate tax-free retirement income that your accountant never mentions*
► Is the Roth IRSA really an advantage?
► How to Use 529 Pans - EVEN IN RETIREMENT!
► The old standby - municipal bonds
► Sell your house and pay $0 Capital Gains
► How 85% of Retirees pay $0 tax on Stock Dividends and Capital Gains
► Pay the lowest amount (or maybe $0) or IRA and 401k Withdrawals
► Why your accountant does not help you pay less tax
==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLlBaUFA1MllMek44

9 Ways to Generate Tax Free Retirement Income

Retirement Crusaders April 24, 2023 10:03 AM

*Advancements in Aging - See how technology can replace human caretakers, solve hearing loss and provide close medical supervision for those living alone*<br />►50% of people age 75+ have hearing loss.  Here's the solution.<br />►Meet the Robot Caretaker<br />►See the Wheelchair that Climbs the Stairs<br />►"I Forgot to Take my Medication" - See How to Solve It<br />►How Seniors can Cut Doctor Visits by 80%<br />►Continuous Blood Monitoring- It's Here<br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Advancements in Aging - See how technology can replace human caretakers, solve hearing loss and provide close medical supervision for those living alone*
►50% of people age 75+ have hearing loss. Here's the solution.
►Meet the Robot Caretaker
►See the Wheelchair that Climbs the Stairs
►"I Forgot to Take my Medication" - See How to Solve It
►How Seniors can Cut Doctor Visits by 80%
►Continuous Blood Monitoring- It's Here

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLkFPZDRBTEFLWmxB

Five Technologies to Help You Age More Comfortably

Retirement Crusaders April 17, 2023 3:00 AM

*How to Protect Investments and Even Profit from Recession*<br />►What is a Recession?<br />►How We Know a Recession is on the Way<br />►Here's What Happens to Oyur Investments During Recession<br />►Investments that Do Well During a Recession<br />►Lock in High-Interest Rates BEFORE a Recession, LIKE RIGHT NOW!<br />►Why We've Been Buying Preferred Stocks<br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*How to Protect Investments and Even Profit from Recession*
►What is a Recession?
►How We Know a Recession is on the Way
►Here's What Happens to Oyur Investments During Recession
►Investments that Do Well During a Recession
►Lock in High-Interest Rates BEFORE a Recession, LIKE RIGHT NOW!
►Why We've Been Buying Preferred Stocks

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLmVjdGZRczFtcEV3

The Recession is Coming: 5 Ways to Recession-Proof Your Investments

Retirement Crusaders April 10, 2023 3:00 AM

*What Happens When Congress Fails to Raise the Debt Ceiling?*<br />►Has the US Ever Defaulted or Failed to Raise the Debt Ceiling?<br />►Last Time the Stock Market Fell 16% that Month<br />►How the Debt Affects US Dependency on Other Countries<br />►The Razor Thin Margin in Congress is Different This Time<br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*What Happens When Congress Fails to Raise the Debt Ceiling?*
►Has the US Ever Defaulted or Failed to Raise the Debt Ceiling?
►Last Time the Stock Market Fell 16% that Month
►How the Debt Affects US Dependency on Other Countries
►The Razor Thin Margin in Congress is Different This Time

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLlF4UEhJUU01aTdV

How America Could Default on Its National Debt

Retirement Crusaders March 27, 2023 5:00 AM

*Why Medicare Advantage is Superior to Traditional Medicare*<br />►The 4 Problems with Traditional Medicare<br />►How to Minimize Your out-of-pocket Medical Costs<br />►Medical Care When Travelling<br />►5 Advantages of Medicare Advantage Plans<br /><br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Why Medicare Advantage is Superior to Traditional Medicare*
►The 4 Problems with Traditional Medicare
►How to Minimize Your out-of-pocket Medical Costs
►Medical Care When Travelling
►5 Advantages of Medicare Advantage Plans


==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLnFLZVJvTms3MFhn

5 Reasons to Quit Traditional Medicare

Retirement Crusaders March 22, 2023 11:48 AM

*Why did SVB Bank Collapse and Could the Same Happen to Your Bank*<br />►The US is one of two countries that has no requirement for banks to maintain reserves<br />►The one thing that keeps banks safe (it's not the FDIC)<br />►Does your bank have sufficient cash on hand for withdrawals?<br />►Does your bank have adequate reserves?<br />►See this Chart--shows that bank reserves are plummeting<br />►The risk of Commercial Banks vs Retail Banks<br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Why did SVB Bank Collapse and Could the Same Happen to Your Bank*
►The US is one of two countries that has no requirement for banks to maintain reserves
►The one thing that keeps banks safe (it's not the FDIC)
►Does your bank have sufficient cash on hand for withdrawals?
►Does your bank have adequate reserves?
►See this Chart--shows that bank reserves are plummeting
►The risk of Commercial Banks vs Retail Banks

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/

*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLmlLTTd1am5BUHNn

Could Your Bank Collapse Like Silicon Valley Bank (SVB)?

Retirement Crusaders March 14, 2023 5:00 AM

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Spend Less Money
*Understand These Threats of AI to Your Retirement Income*<br />►Do you own shares in the Companies That Will Get Hurt by AI?<br />►Which Companies Are Profiting Already from AI<br />►Potential Drastic Economic Impact in as Little as Five Years<br />►How AI Will Displace Workers and Further Threaten Your Social Security<br />►The Direct Impact of AI on Investment Selection<br />►How to Profit: AI Funds for Investment<br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Understand These Threats of AI to Your Retirement Income*
►Do you own shares in the Companies That Will Get Hurt by AI?
►Which Companies Are Profiting Already from AI
►Potential Drastic Economic Impact in as Little as Five Years
►How AI Will Displace Workers and Further Threaten Your Social Security
►The Direct Impact of AI on Investment Selection
►How to Profit: AI Funds for Investment

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLmQ4LXBDdEVBazhF

The Threat of AI to Your Retirement Investments (and the US Economy)

Retirement Crusaders May 15, 2023 9:00 AM

*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLjVmUG0tTlB0T0VR

Retired CPA Warns: Stop Doing These 5 Things in Retirement

Retirement Crusaders May 8, 2023 8:30 AM

►Stop and refile, or suspend - what's the difference?<br />►Limitations<br />►If you claimed Social Security under the wrong category<br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

►Stop and refile, or suspend - what's the difference?
►Limitations
►If you claimed Social Security under the wrong category
==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLmY2ZTlFcWw2b0lz

5 Reasons to Stop and Restart Social Security Benefits

Retirement Crusaders May 1, 2023 9:00 AM

*Ways to generate tax-free retirement income that your accountant never mentions*<br />► Is the Roth IRSA really an advantage?<br />► How to Use 529 Pans - EVEN IN RETIREMENT!<br />► The old standby - municipal bonds<br />► Sell your house and pay $0 Capital Gains<br />► How 85% of Retirees pay $0 tax on Stock Dividends and Capital Gains<br />► Pay the lowest amount (or maybe $0) or IRA and 401k Withdrawals<br />► Why your accountant does not help you pay less tax<br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Ways to generate tax-free retirement income that your accountant never mentions*
► Is the Roth IRSA really an advantage?
► How to Use 529 Pans - EVEN IN RETIREMENT!
► The old standby - municipal bonds
► Sell your house and pay $0 Capital Gains
► How 85% of Retirees pay $0 tax on Stock Dividends and Capital Gains
► Pay the lowest amount (or maybe $0) or IRA and 401k Withdrawals
► Why your accountant does not help you pay less tax
==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLlBaUFA1MllMek44

9 Ways to Generate Tax Free Retirement Income

Retirement Crusaders April 24, 2023 10:03 AM

*Advancements in Aging - See how technology can replace human caretakers, solve hearing loss and provide close medical supervision for those living alone*<br />►50% of people age 75+ have hearing loss.  Here's the solution.<br />►Meet the Robot Caretaker<br />►See the Wheelchair that Climbs the Stairs<br />►"I Forgot to Take my Medication" - See How to Solve It<br />►How Seniors can Cut Doctor Visits by 80%<br />►Continuous Blood Monitoring- It's Here<br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Advancements in Aging - See how technology can replace human caretakers, solve hearing loss and provide close medical supervision for those living alone*
►50% of people age 75+ have hearing loss. Here's the solution.
►Meet the Robot Caretaker
►See the Wheelchair that Climbs the Stairs
►"I Forgot to Take my Medication" - See How to Solve It
►How Seniors can Cut Doctor Visits by 80%
►Continuous Blood Monitoring- It's Here

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLkFPZDRBTEFLWmxB

Five Technologies to Help You Age More Comfortably

Retirement Crusaders April 17, 2023 3:00 AM

*How to Protect Investments and Even Profit from Recession*<br />►What is a Recession?<br />►How We Know a Recession is on the Way<br />►Here's What Happens to Oyur Investments During Recession<br />►Investments that Do Well During a Recession<br />►Lock in High-Interest Rates BEFORE a Recession, LIKE RIGHT NOW!<br />►Why We've Been Buying Preferred Stocks<br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*How to Protect Investments and Even Profit from Recession*
►What is a Recession?
►How We Know a Recession is on the Way
►Here's What Happens to Oyur Investments During Recession
►Investments that Do Well During a Recession
►Lock in High-Interest Rates BEFORE a Recession, LIKE RIGHT NOW!
►Why We've Been Buying Preferred Stocks

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLmVjdGZRczFtcEV3

The Recession is Coming: 5 Ways to Recession-Proof Your Investments

Retirement Crusaders April 10, 2023 3:00 AM

*What Happens When Congress Fails to Raise the Debt Ceiling?*<br />►Has the US Ever Defaulted or Failed to Raise the Debt Ceiling?<br />►Last Time the Stock Market Fell 16% that Month<br />►How the Debt Affects US Dependency on Other Countries<br />►The Razor Thin Margin in Congress is Different This Time<br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*What Happens When Congress Fails to Raise the Debt Ceiling?*
►Has the US Ever Defaulted or Failed to Raise the Debt Ceiling?
►Last Time the Stock Market Fell 16% that Month
►How the Debt Affects US Dependency on Other Countries
►The Razor Thin Margin in Congress is Different This Time

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLlF4UEhJUU01aTdV

How America Could Default on Its National Debt

Retirement Crusaders March 27, 2023 5:00 AM

*Why Medicare Advantage is Superior to Traditional Medicare*<br />►The 4 Problems with Traditional Medicare<br />►How to Minimize Your out-of-pocket Medical Costs<br />►Medical Care When Travelling<br />►5 Advantages of Medicare Advantage Plans<br /><br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Why Medicare Advantage is Superior to Traditional Medicare*
►The 4 Problems with Traditional Medicare
►How to Minimize Your out-of-pocket Medical Costs
►Medical Care When Travelling
►5 Advantages of Medicare Advantage Plans


==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLnFLZVJvTms3MFhn

5 Reasons to Quit Traditional Medicare

Retirement Crusaders March 22, 2023 11:48 AM

*Why did SVB Bank Collapse and Could the Same Happen to Your Bank*<br />►The US is one of two countries that has no requirement for banks to maintain reserves<br />►The one thing that keeps banks safe (it's not the FDIC)<br />►Does your bank have sufficient cash on hand for withdrawals?<br />►Does your bank have adequate reserves?<br />►See this Chart--shows that bank reserves are plummeting<br />►The risk of Commercial Banks vs Retail Banks<br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Why did SVB Bank Collapse and Could the Same Happen to Your Bank*
►The US is one of two countries that has no requirement for banks to maintain reserves
►The one thing that keeps banks safe (it's not the FDIC)
►Does your bank have sufficient cash on hand for withdrawals?
►Does your bank have adequate reserves?
►See this Chart--shows that bank reserves are plummeting
►The risk of Commercial Banks vs Retail Banks

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/

*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLmlLTTd1am5BUHNn

Could Your Bank Collapse Like Silicon Valley Bank (SVB)?

Retirement Crusaders March 14, 2023 5:00 AM

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