I know that mice and money have very little in common at first glance. And while I typically write about finance, I feel compelled to share my “better mousetrap” story with you. In the end, this magic journey did bring to mind some important finance lessons anyway. But let’s get back to the saga. You […]
Spending Less Money Related Posts
How you spend your money is probably more important than how much you make or how you invest. That’s because you have more control over your spending than how much you or your investments earn.
The posts in this category are critical. They will help you get a handle on what you really spend on average each month and how to tame your spending.
You Need A Budget YNAB 4.1 Update – Is it Worth It?
You Need A Budget (YNAB) rolled out a big upgrade to their budget tracking program recently. I’m going to take it apart in this post to help you decide if the upgrade is worth it (for existing users) or to see if the overall program is a good fit for people who are not already […]
5 Reasons Why People Spend More Than They Should
People spend more than they should for 5 reasons as you’ll see. Before we get to that, let me ask you a few questions. Have you ever been shocked when you open up your credit card statement? “How could I possibly have spent so much money? There MUST be a mistake!” Sadly, the mistake is […]
How I Get My Money Back From Online Stores
I rarely ask to get my money back after making online purchases. Most transactions are fair and honest. In the rare occasions when I do need a refund, it’s usually simply a matter of asking the vendor. It’s just that easy. But once in a blue moon, you do business with an imbecile who refuses […]
How to Get Your Spouse To Stick To A Budget
If you struggle with getting your spouse to stick to a budget you’re not alone. I received a very nice e-mail from “R” recently. She wondered how to make sure she and her new husband could become financially secure and someday have enough money to retire. She wasn’t specifically worried about getting her husband to […]
How To Use A Personal Statement of Cash Flows To Become Wealthy
Even if you are not self-employed, you should make your own statement of cash flows if you want to drastically improve your financial situation. Fortunately, it’s very easy to do. In fact, it will take you less than 30 minutes a year and the payoff is tremendous. What is a personal statement of cash flows? […]