Have you ever considered cutting the cable and living without television? I actually did it a few days ago. Why we decided to live without television – at least for awhile. My daughter and I were wasting too much time in front of the tube. I figured we could try to live without it for […]
Spending Less Money Related Posts
How you spend your money is probably more important than how much you make or how you invest. That’s because you have more control over your spending than how much you or your investments earn.
The posts in this category are critical. They will help you get a handle on what you really spend on average each month and how to tame your spending.
Stop Buying Personal Finance Books — You Don’t Need Them
If you pick up a personal finance book and only get a nugget or two out of it, it’s a fair trade. If you are extremely fortunate, you’ll buy a “PF” book that speaks to you in a way no other has before. This can be a life-changing event for you and your family. I […]
Your Personal Budget Plan Just Got a Whole Lot Easier
How much do you think you spend each month on your personal budget plan ? Take a guess. (We’ll need to refer back to your number later, so please write it down. Thanks.) You know what? Most people underestimate their monthly budget by 30%. Can you see how dangerous that mistake can be? Let me […]
How to Live with No Home Phone
I have no home phone. That’s right. And my phone company is scared to death that more and more people are going to pull the plug and cancel their land line. They should be. After decades of terrible service and high rates, my wife and I did exactly that. Now, we’re going to save at […]
Is Personal Outsourcing for You?
Does frugality mean you should always do whatever you can to save money? Is personal outsourcing for suckers? If I’m saving money for a house, does that mean I should fire my gardener and auto mechanic? Or should you outsource whenever possible? If I can earn $30 an hour and pay someone else $15 an […]
Wealth Pilgrim’s Most Excellent Guide to Toilet Repair (and More)
Toilet repair is frightening. Look at the diagram above. Does it intimidate you? It sure intimidates me. I am not a “DIY” guy. In fact, I am more much a “PDIFM” guy (Please, Do It For Me). I do the time/cost calculations in my mind and usually find some excuse to justify spending money rather […]