When faced with almost limitless financial options, how do you make the right investment decisions? Clearly this is an important question and it was brought home to me only a few days ago. A client I met with was sitting on a pile of cash she received from an inheritance. Kathleen was a successful small […]
Investing Strategies
They don’t teach investing in school. It’s no wonder that so few of us really understand how investments work, what mutual funds are and how to select the right investments for our unique situation.
The following articles explain how the stock market, mutual funds, annuities,stocks and bonds work in plain English. They demystify investing and empower you to make better investing decisions for you and your family.
What are Stock Options?
Most people are familiar with the term but exactly what are stock options?. This is important because stock options have become more common in recent years. They are often included in employee compensation packages. They are also a tool investors use to increase investment income. An option is a type of derivative that creates the […]
What is a Discount Broker and Why You Should Care
More and more people are talking about discount brokers and how you have to be a dummy not to use them exclusively. Well, discount brokers are important to understand. I agree with that completely. It used to cost an arm and a leg to buy and sell stocks. As a result, it was almost impossible […]
What is Crowd Funding? Why It Stinks Bad….
What is crowd funding? This is a question you might ask if you own a small business and need cash or are an investor. Is it a great investment opportunity or just another internet investment scam? Let’s find out. What is Crowd Funding? Crowd funding is similar to social lending. Companies put people with money […]
Are Stocks or Mutual Funds Smarter Investments?
If you are a growth investor, one decision you must make is to invest in stocks or mutual funds. Each has its benefits and drawbacks. Let’s examine the pros and cons of each to determine which is a better fit for you. Cost When you buy individual stocks, you pay commissions but they are usually […]
What is the difference between simple and compound interest?
If you understand the difference between simple and compound interest, it can help you make (and/or save) a great deal of money. First let’s define our terms and then we’ll put the concepts to work. What is simple interest? Simple interest is a fixed amount charged on a fixed loan amount for the life of […]