Lending Club matches up people who have money and are willing to loan it out with those who need to get a loan. The theoretic benefit for the “investors” is they earn a higher rate of interest than they could get elsewhere. The theoretic benefit for those who need a loan is that they can […]
Investing Strategies
They don’t teach investing in school. It’s no wonder that so few of us really understand how investments work, what mutual funds are and how to select the right investments for our unique situation.
The following articles explain how the stock market, mutual funds, annuities,stocks and bonds work in plain English. They demystify investing and empower you to make better investing decisions for you and your family.
What is the Meaning of NAV?
NAV stands for Net Asset Value. But the meaning of NAV and its significance goes far beyond this simple definition. This term applies to mutual funds and ETFs and it can impact your investment decisions in a big way. That’s why it makes sense to take two minutes now to understand that concept. Lets’ get […]
How Many Mutual Funds Should You Own?
Do you know how many mutual funds you should hold in your portfolio? The real answer is probably far different from what you think. But don’t worry. By the time you finish reading this post, you’ll have your answer. First Things First First, remember that your financial goals determine your investment strategy. And your strategy […]
When to Reduce Your Investment Withdrawal Rate
The best way to safeguard your retirement is to be wise about your investment withdrawal rates. The good news is you don’t have to be an Einstein math genius in order to maximize withdrawal rates safely . I think you’ll see that it’s far easier to master this concept than you think. Investment Withdrawal Rate Basics […]
New ETF Problems You Need To Know About
There is a new batch of ETF problems surfacing that you need to know about if you invest in Exchange Traded Funds. Even though ETFs are touted because of their very low fund fees, they may not be as benign as previously thought. Investment News recently wrote about a shareholder lawsuit that has been leveled […]
Are You Looking For Income In the Wrong Places?
Interest rates have inched up but they are still ridiculously low. As a result you might be one of many people desperately looking for income. That’s fine. But the problem is that many investors look for that income in the wrong places and take risks they may not be aware of. Let’s take a […]