If you want to know how to invest well and achieve your long-term goals please understand that there are certain funds you should never ever even think about owning. That’s not to say you can’t make money at one time or another owning these funds. You can. But unless you can predict the future, you’ll […]
Investing Strategies
They don’t teach investing in school. It’s no wonder that so few of us really understand how investments work, what mutual funds are and how to select the right investments for our unique situation.
The following articles explain how the stock market, mutual funds, annuities,stocks and bonds work in plain English. They demystify investing and empower you to make better investing decisions for you and your family.
3 Reasons Why Your Fund Drops When The Market Rises
Have your mutual funds ever declined in value on a day when the market went up? How can that happen? Does it mean you’ve got stinky funds that need to be dumped? Well….you may indeed have odorous investments but the daily performance isn’t necessarily a good indicator of it. It’s important to understand your funds’ […]
Smart Money Tactics When You Are In Your 40s
When I was in my 40s there were times when I felt a sense of financial desperation. I was saving like a banshee and working my “tush” off but I didn’t have a comprehensive plan. That’s pretty embarrassing for a financial advisor to admit but it was the truth. Anyway, it’s sort of a shame […]
How To Create A Long Term Investment Plan
Floating through life without an investment plan is like taking a ship out to sea without any navigation or communication tools. You are bound to get tossed around by poor weather at some point. As a result you can get lost at sea very easily. And when that happens, the chances of running aground rise […]
What Are I Bonds?
If interest rates start climbing you are going to start hearing more and more about I Bonds. What are they and are they worth buying? What are I Bonds? I Bonds are a type of U.S. Savings bonds. They are issued by the Treasury and they are designed to help investors protect their income and […]
The Misdirection Of Mutual Fund Long Term Track Records
If you want to grow your money for the long-term you should probably avoid buying funds solely based on their 10 or 20 year track record. That’s because it’s highly unlikely that they will turn in a winning track record over the next 10 or 20 years. There are several reasons for this. First of […]