No Money Worries. No Matter What.
They don’t teach investing in school. It’s no wonder that so few of us really understand how investments work, what mutual funds are and how to select the right investments for our unique situation.
The following articles explain how the stock market, mutual funds, annuities,stocks and bonds work in plain English. They demystify investing and empower you to make better investing decisions for you and your family.
Let’s say you are interested in buying XYZ stock because you like what the company does and how they do it. That’s fine. But how do you know if the stock is a good investment or not? There are of course many ways to evaluate a stock and no one method is necessarily better than […]
Exchanged-traded funds are a great investment tool with low expense ratios that can be used to build a diversified portfolio quickly. ETFs can also be used to segment part of your portfolio into various niches that interest you. And the story gets sweeter. You can even buy ETFs without paying a commission as I wrote about […]
If you run your numbers and think you might not have enough retirement income when you stop working, don’t lose your cool. This doesn’t have to mean you’ll be spending your golden years super-sizing fries, cokes and burgers at the Golden Arches. You still have a few options at your disposal. And one of those […]
Currently the market is disturbingly turbulent. During times like these, some investors think that a diversified portfolio is their key to investment security. I agree that it might help in certain circumstances.But in other cases diversification can be a very risky approach. That’s right. Often a diversified portfolio will expose you to much more risk than […]
A bear market describes a very unpleasant situation during which stock prices decline over a painfully long period of time. According to the pundits, a “Secular Bear Market” is measured in years – not days, weeks or months. A “cyclical bear market” is much shorter. While the long term trend of the market is up, […]
The market has been brutal over the last 6 weeks – and even more so last week. Let’s get some perspective on what’s happening right now and some possible explanations of what’s behind it all. Year To Date As difficult as the market has been lately, indexes are still up year-to-date. If you consider what is […]
