There are 5 rules that, if followed, will lead you to financial success. My 30 years of experience in the financial professional tells me that if you follow them you will absolutely make a great deal of money. To make this even better, let me share that you can implement them yourself. You don’t need […]
Investing Strategies
They don’t teach investing in school. It’s no wonder that so few of us really understand how investments work, what mutual funds are and how to select the right investments for our unique situation.
The following articles explain how the stock market, mutual funds, annuities,stocks and bonds work in plain English. They demystify investing and empower you to make better investing decisions for you and your family.
Stock Index Funds – 2 Overlooked Truths
Stock index funds are wildly popular – and for good reason. They allow you to participate in stock market performance with a diversified portfolio at a fraction of the cost that most mutual funds charge. It’s a pretty compelling story – but it’s not the complete story. Unfortunately, many investors fail to consider the entire […]
Are Your Funds Too Conservative?
Is it possible to invest too conservatively? Yes it is. But it’s very case-specific. One Pilgrim’s conservative portfolio is another Pilgrim’s aggressive portfolio. Depending on your age, expenses, assets and income, your investments could be very conservative and just fine. But if you make the mistake of being too conservative (in your particular situation) you […]
7 Bad Reasons People Hold Stocks They Should Sell
If you buy individual securities, are you sure you are holding on to the right stocks for the right reasons? Look through your portfolio and ask yourself why each stock is still there. Granted, I am a fund buyer. I don’t buy individual stocks because I don’t like the risk involved. But that doesn’t mean […]
What Is a Dividend?
When companies make profits they either reinvest that money or pay some of it out to the owners (shareholders). A dividend is just a cash payment to people who own shares in companies. If you own mutual funds that own shares that pay dividends, the fund holds on to those dividends as they come in […]
Preferred Shares in Plain English
If you are on the hunt for investment income you might consider buying preferred shares. Many investors are drawn to these puppies because they provide more income than bonds and more stability than stocks. A no-brainer….right? Not so fast. First let’s consider how they work. Then we’ll look at how smart an investment they […]