You are probably used to seeing your money market mutual fund share price stay at $1 per share. Steady as a rock….right? Well, that could change – big time. The SEC recently voted to force certain money market mutual funds to float their share prices rather than maintain a constant $1 a share price. That […]
Investing Strategies
They don’t teach investing in school. It’s no wonder that so few of us really understand how investments work, what mutual funds are and how to select the right investments for our unique situation.
The following articles explain how the stock market, mutual funds, annuities,stocks and bonds work in plain English. They demystify investing and empower you to make better investing decisions for you and your family.
How Much Will My Investments Make?
Before you plunk down your hard-earned money, it’s nice to know what kind of returns you can expect. That’s only natural. But if you are looking for exact answers and you are talking about long-term investments I have bad news for you. No matter what you do, you can never know the answer until after […]
The 11 Financial Habits Of The Ridiculously Successful
How you think and behave have a lot more to do with how successful you become than what you have and what you earn. I’m going to repeat that because it is the most empowering line I’ve ever written. How you think and behave have a lot more to do with how successful you become […]
What Is Turnover? Is It Important?
Turnover is a term you’ll often hear when people talk about mutual funds and ETFs. What does it mean and is it important? What Is Turnover? Turnover refers to the number of times a portfolio is bought or sold during a year. Investors look at that number because it helps them understand how frequently the […]
Should You Pay Cash Or Borrow For Major Purchases?
If you’ve got a major acquisition coming up you have to decide between taking the money out of savings or investments or borrowing the cash. How do you decide which way to go? Here’s an email I got recently from a reader that illustrates the dilemma: I am considering a major purchase for a motor […]
Does an Optimist or Pessimist Invest Better?
Are you an optimist or pessimist? With the market reeling and rocking these days, it’s a good question to ask yourself. And it’s a crucial issue if you want to make smarter investments. Either way, there are real repercussions. If you are a pessimist you’ll always be on the lookout for risk. That’s good generally […]