The best way to safeguard your retirement is to be wise about your investment withdrawal rates. The good news is you don’t have to be an Einstein math genius in order to maximize withdrawal rates safely . I think you’ll see that it’s far easier to master this concept than you think. Investment Withdrawal Rate Basics […]
How to Get A Financial Bully To Shut Up
Is there a financial bully in your life that makes you miserable? Does he or she have a way of making you feel about 2 inches tall every time the subject of money comes up? I must tell you that I see people like that in my office from time to time. They speak down […]
How To Complete A Change Of Beneficiary Form
If you don’t make friends with your change of beneficiary form it just might become your worst enemy one day. That’s because one little mistake could mess up your entire estate plan. Luckily, this form is easy to tame. It takes less than 3 minutes to update and it’s simple to understand how to do […]
Three Cash Flow Solutions That Cure Overspending
Do you often find yourself in a fiscal squeeze at the end of the month? If so, there are 3 cash flow solutions that can solve this – “mucho pronto”. Let’s dive in. 1. Get Your Terms Right American inventor Charles Kettering said that a problem well stated is a problem half solved. So let’s […]
How to Stay Focused at Work – 5 Steps
The average American worker wastes a little over 2 hours a day out of the eight he or she gets paid for*. This is unbelievably great news if you are an employee. Why? Because you can learn how to stay focused at work and instantly become about 12.5% more efficient and effective than the average […]
How to Make An Insurance Claim Without Getting Hosed
I wish I had known how to make an insurance claim a few years back. In 2006 my toilet gave me a gift that kept on giving – and it wasn’t nice. Water flooded out of our commode into our living room and kitchen. This ruined our beautiful hard wood floors, leather furniture and newly […]

