Things are pretty good right now for investors. The market has been solid and inflation has been tame. But some people are concerned about the future. And I believe more will become increasingly anxious in the near term as interest rates start to go up. This is especially acute for retired people and for people […]
Getting A Mortgage for A Second Home Made Easy
Typically banks charge higher interest when you buy a second home. I can’t think of any good reason for this – other than they can get away with it. But you don’t have to play this game with the bank. You can get a cheap mortgage for a second home at a very reasonable rate. […]
Are Interest-Only Mortgages Right for You? You Might Be Surprised.
Interest-only rate mortgages might be especially tempting if you are struggling with cash flow or if you only plan on staying in your home for a short time before selling it. But if you plan on staying in your home for a long period of time, they are risky – and a gamble I usually […]
You Can Manage Your Manager with these Three Questions
If you have a really bad boss it can make your entire life miserable. It’s tough to leave bad energy at the office let alone be successful on the job if you work for a neanderthal. Fortunately there a few ways to turn this situation around. The key to is to understand that you and your […]
What Happens If You Die With No Will?
You may have read about the importance of having a will and that’s great. But it’s hard to get information about what happens to your assets if you die without one. Let’s consider that now. Many Assets Pass To Heirs Without Needing A Will Or Trust Keep in mind that the purpose of a will […]
2015 Tax Changes You Can Still Jump On
Even though we’re into the second half of the year, it’s not too late to take advantage of some cool tax changes in 2015. Specifically, if you contribute to retirement plans, contributions limits have expanded across the board and more options are available. That means you can sock more money into those plans than ever […]