Here’s a novel Valentine’s Day gift idea if you have a boyfriend, girlfriend, wife, husband or domestic partner. Give them a hug. Give them a kiss. Heck…give them a horsey-back ride if you must …just keep your money in your pocket and purse. It’s the gift that keeps on giving and it’ll help improve your […]
How I Knew To Buy Real Estate in 2009 Despite The Housing Crisis
The following post was written shortly after the real estate market blew up in 2008. I didn’t know what was going to happen to property prices but I could do the math. You could use the same logic (and reverse logic) to determine if now is the time for you to buy real estate or […]
Innocent Spouse Married a Tax Cheat. Now What?
If you are an innocent spouse and marry a tax cheat, it can result in divorce or worse…..jail. What can you do? How do you protect yourself from a financially irresponsible spouse? Let me share a real life story: Roberta and Tim have been married for over 25 years. Tim is self-employed and Roberta stays […]
Couple Can’t Make Credit Card Payments. What Would You Do?
I took a tough call yesterday from a young couple who can’t make both their credit card and mortgage payments. It has to be one or the other. John and his wife Margaret are in way over their heads, and they’re considering throwing in the financial towel. They are facing bankruptcy and foreclosure. They owe […]
Free Weight Loss Program that Finally Works
My free weight loss program is still working. Besides losing weight, I’m actually reaping other benefits too. What was the plan? I don’t eat anything before 9 A.M. I don’t eat lunch before 1 P.M. And I don’t eat anything after 6 P.M. The results: Down six pounds over the last 30 days. Not miraculous […]
Free Budgeting Software Review – Budget Pulse
Are you looking for free budgeting software? I had the pleasure of interviewing Craig Kessler of BudgetPulse.com last month, and he really got my attention when he explained his firm’s free budgeting and forecasting software. For of those of you unfamiliar with BudgetPulse.com, it’s a newish software program created for you and me to help […]