The lifeblood of your business is cash – without it, your business will shrivel and die. Sometimes you need a transfusion. If you don’t have collateral, then you will need an unsecured business line of credit. Here are the steps I recommend you take: 1. Get friendly. Talk to bankers and other lenders. Let them […]
Before You Get an LTC Insurance Quote – Know This
When you ask for an LTC insurance quote, you should already understand how long-term care insurance works. At its most basic, this is a policy that pays you money if certain things happen to you physically. The insurance company doesn’t reimburse you for medical costs like health insurance. It simply pays you a predetermined amount […]
How to Lease a Car Cheap
If you want to know how to lease a car cheap, I have good news. You can save a fortune with what I’m about to share with you. I want to go on the record and say that the longer you drive a car, the cheaper it is if you own rather than lease it. […]
Small Business Debt Relief – How It’s Done
If your business is mired in debt, your cash flow suffers. And that threatens the very existence of your business. That’s when small business debt relief becomes a topic of importance. Fortunately, you have options. Lots of ’em. While you might think declaring bankruptcy is your only and/or best option, think again. If you go […]
Should You Move to Take Advantage of Cheaper Real Estate in another State?
Every now and then, people ask if they should move to take advantage of really cheap real estate prices out of state. In fact, some friends came over a few days ago who were agonizing over this very issue. Sue has a small business that is in a slump. Jim, her husband, is unemployed. They […]
IRA Beneficiaries – How To Safeguard Yourself and Family
How you select and name your IRA beneficiaries is a central part of your estate plan. Understanding these IRA restrictions is the only way you can make sure your beneficiaries will get the money when you’re gone. I recently received an e-mail from “P” pointing out how important this issue is: “My sister asked my […]