If you are in business for yourself, you have to know how to interview people. And you need to be very good at it. You probably don’t have an HR department, and you have to be efficient with your time. But you have to get it right. There is nothing more expensive than hiring the […]
What to Do With Your 401k After Divorce
If you have serious marital problems, you have to understand – before you call your divorce lawyer – what divorce will do to your 401k. The reality is there are some issues over which you have no control. But there are things you can do that will have a significant impact on yourself and your […]
How New Regulations Solve College Student Credit Card Debt
The following is a guest post on student credit card debt and an excerpt from Completely Conquer Credit, which is now available on Amazon for Kindle. There’s a lot that college students don’t know about credit cards. Truthfully, I lost focus many times in college with all of the parties and fun stuff going on. […]
Adjustable Rate Mortgage – Good or Bad Idea Right Now?
Is a loan broker suggesting that you refinance your mortgage and jump into an adjustable rate mortgage? Before doing so you have to ask yourself just one question: do you feel lucky? Well, do you? Take a look at this graph. It says it all: This shows where adjustable rates are relative to where they […]
Your 8-Step Small Business Continuity Plan
Small business owners tend not to think about continuation, but that’s often a mistake. If your business generates any profit, it’s worth something. Sometimes it’s worth a great deal. It makes perfect sense to spend a little time to protect your enterprise with a small business continuity plan. A side benefit is that the same […]
Are Poor People in America Really Poor?
Have you ever stopped to ask yourself what you really know about the poor people in America? I know I never have. Are most poor people homeless? Are most poor people hungry? I’m not proud of saying this, but I never stopped to consider it. A few months ago I read an editorial in Investor’s […]