If you are in a rut, it’s critical to learn how to get and stay motivated in order to get the heck out of that ditch ASAP. Life is precious. Being motivated to move forward is what you were born to do. I was recently forced to confront this issue myself. I wanted to try […]
Unhappy Career and Stuck. Help A Reader Out
There is just about nothing worse than having an unhappy career and being stuck. If you can’t turn your boss around, it’s a very empty feeling and one I’m familiar with from several years past. It bears paying attention to – and doing something about. You and I are meant to have a better experience […]
Why You Feel Poor – And the 3 Step Answer
Do you feel poor ? If so, you aren’t alone. The average American’s net worth has declined by 35% to $66,740 from 2005 to 2010. Not surprisingly, over that time period the average stock market portfolio and home equity value declined by about a third. To make matters a little worse, the loss in average […]
Healthy People Planning for End of Life Now. How and Why.
This may seem like a super morbid topic but if you have a family, I can’t think of any subject more important than planning for end of life. I know first-hand what it’s like when people don’t take this step. Both my parents passed away by the time I was 17. They had no financial […]
How Much to Contribute to 401k Plans
You might be confused over how much to contribute to 401k plans at work – or even if you should contribute or not. For now, let’s talk about the confusion over the amount to put in. It is puzzling. That’s because there are actually two sets of rules. The most important guidelines are set down […]
Are Mutual Funds Good or Evil?
Are mutual funds good investments given all the alternatives you have like index funds and ETF’s? This is a good and sensible question. We are in the “Golden Age of Frugality” after all . There are no two ways about it. And mutual funds cost more to own than ETFs, index funds or stocks. That […]