Do you desperately want to pay off your car loan and have no car payment? Good for you. Think of how great it will be when you no longer have to send that payment in every month. Will you invest more for retirement? Pay off other bills? Whatever you do with that monthly savings, paying […]
Is there a lien against property I own? How to Find Out and What to Do About It.
Even if you have paid off your mortgage there may be a lien against property you own that you don’t even know about. In light of the fact there are so many opportunities to get tangled up in real estate problems of this sort, I thought it might make sense to go through this issue […]
How to Reduce the Cost of Unemployment Insurance for Small Business
If you have a small business your cost of unemployment insurance may go unnoticed but it shouldn’t. Over time it can add up to a sizeable chunk of change. The good news is that you can take a few easy steps now to save money and significantly reduce this business insurance cost. The Battlefield First […]
Why Financial Change Is Tough
Why do you think financial change is so hard to achieve? In my experience, there are several reasons and I’ll explain the main culprits. The good news is that if you become aware of these obstacles, you can neutralize the roadblocks and go on to reinvent yourself successfully and permanently. Let’s identify these hurdles and […]
An Easy Budgeting Process That Works
Just about everyone I know has a budget. But how many have a budgeting process that works? Very few. That’s a shame because a good budget will help you spend less money, enjoy your life more, worry less, have a wonderful retirement and never get into debt. Just about the only thing a good budget […]
What is a Sinking Fund?
“What is a sinking fund” isn’t just a question accounting nerds like me ask. It’s a question that you should ask too if you want to have a smooth-sailing financial future. Let me illustrate. Let’s say you paid $1200 for a really nice computer 2 years ago. If you think about it, you’ll realize that […]