The aftermath of Hurricane Sandy is causing a lot of people to dust off their homeowners insurance policies to make sure they have the right natural disaster insurance. It’s great to save money on homeowners insurance but when you have damage you want to make sure the coverage will be there. When you look at […]
5 Ways to Escape Your Debt Trap
There is no such thing as a debt trap. Or at least, there is no debt trap you can’t get out of. Rather than remain stuck, let’s consider the 5 main reasons why people fall into debt and how to escape from that prison. Slash Your Cost Of Debt This may sound obvious, but part […]
Can You Cut Pet Expenses with Insurance?
Many of us consider our pets to be members of our families. Because of that we try to treat them like any other member of the family, especially when it comes to taking care of their health. But pet expenses can be cumbersome – especially when Fido becomes ill. Some pet owners have pet health […]
How to Live On One Income
Surviving on a single income used to be a central component of the American Dream. The cost of living has increased substantially in recent decades, making single income households a lot more rare than they once were. But you can learn how to live on one income if you are motivated to do so. Here’s […]
Beyond Debt Once and For All – Here’s How.
Some things in the financial world can be done passively but if you want to get beyond debt , you have to work it differently. You can earn income passively, such as with interest and dividend bearing investments or rental property. You can save money passively through payroll deductions, and you can even prepare for […]
Home Repair and Maintenance – What Are The Real Home Ownership Costs?
When it comes to real home ownership costs, most people turn a blind eye to home repair and maintenance. In fact, a home repair friend was doing some work on my house and gave me this sobering factoid recently: “The average house costs $300 to $500 per month in repairs and maintenance. And that can […]