Are you trying to become an independent contractor? I can understand the attraction. They have more freedom and the potential to make more money. But there is a downside as well. In the battle between 1099 vs W2 there are distinct disadvantages for the “independent contractor” who would otherwise be classified as an employee. Background […]
You Should Always Have A Mortgage – Here’s Why.
I know it’s sacrilegious to suggest that you should always have a mortgage . Conventional wisdom says that paying off your mortgage early is always a good idea. After all, the sooner you pay it off, the sooner you’ll put an end to your house payment. That’s true financial peace of mind! And chances are, […]
The Health Care Reform Act – What it Means to You and What to do About it
Patient Protection and Affordable Care Act (PPACA)* – sometimes known as Obamacare – will be fully implemented starting January 1st 2014. The act has actually been phasing in gradually since it was passed in 2010, but most major components will be in full effect as of the first of the year. This will be the […]
Income Tax Law Changes for 2013
The ink on your 2012 income tax returns is probably barely dry, but it’s already time to start looking ahead to income tax law changes for 2013. You may not have to concern yourself with filing for close to another year, but now is the time to begin setting up for a more comfortable ride […]
Should You Buy Existing Business or Build From Scratch?
With jobs being as uncertain as they are many people today are giving serious consideration to going into business for themselves. That opens up the basic question of which choice is better? Buy an existing business, Start a new one from scratch. There are advantages and disadvantages to doing each. Perhaps which route you choose […]
What is Value Investing?
What is value investing and why is it important right now? With the stock market having risen in the past few years and prices being on the high side of their historic range it’s time to start looking for bargains. Value investing is exactly that – the search for stocks trading at bargain prices. And […]