Here are 5 tips to get the cheapest term life insurance program possible. (If you’re not sure about term life insurance versus whole life or you aren’t sure how much you need…don’t worry. I’ll be writing about those topics soon…) 1. Go shopping. This is likely the only time you’ll hear me tell you that […]
Archives for May 2010
Can You Enjoy Mother’s Day if Your Mother Is Gone?
When I was growing up, I couldn’t stand Mother’s Day. I really couldn’t. I didn’t like it ever since my mom passed away (I was in high school at the time). You can read my story to learn more. I was jealous of course…but mostly…just sad. Later on, when I got married and we […]
How to Reduce Closing Costs in Escrow
New federal lending rules that went into effect in January will help you reduce closing costs in escrow. These rules require more disclosure and don’t allow “surprise” closing cost increases. The disclosure might be especially helpful to you. In the old days, brokers got compensated by using a dirty little trick called “yield-spread premium.” This […]
Should You Put Extra Money Towards Your Mortgage or Invest?
Should you put extra money towards your mortgage or invest? Is it a good idea to pay off your mortgage ever? This is another great question Money Mavens hear all the time. And since I’m part of that fine bunch of bloggers, I thought I’d take a stab at trying to answer. I’ve created a […]
How to Correct Credit Report Errors Yourself for Free
You can correct credit report errors yourself for free. Since it’s hard work to keep a high credit score, it’s really a pain in the neck when somebody dings your credit by mistake. And each credit ding will cost you lots of money. You’ll find it difficult to find a good job; you’ll pay higher […]