When should you move if you’re in need of work? This is usually the follow up question once you answer, “Which job is right for me?” This is a question I had to deal with when I was much younger. Just married and blessed with the birth of our first child, my wife and I […]
Archives for December 2010
Cheap Product Liability Insurance Alternatives for Your Start-Up Business
Whether you have a tiny business or a full-blown factory, product liability insurance is important. Roger commented on my post on how to get cheap business insurance. It seems like the cost of insurance was going to stand in the way of him launching his business: “‘It looks like the cost of product liability insurance […]
What Is Personal Liability Insurance? (And How Much to Own)
Personal liability insurance protects your assets by paying claims and damages in case you injure other people or property. It’s very different from life insurance protection. The good news is that if you have automobile, renters or homeowner’s insurance, you already have some liability coverage. Usually, the liability coverage that comes along with these policies […]
Can You Get Rich Working for Someone Else?
Very few people get rich working for someone else. Those who do are: The tiny fraction of actors who star in movies; Pro athletes in their twenties and thirties; and Partners in law firms, assuming you don’t count their divorces and cocaine habits. Even United States senators don’t get rich off their $174,000 annual salaries. […]
How a Mortgage Works, in Plain English
If you are just about ready to buy your first home, you will be more confident if you understand how a mortgage works. The good news is that it’s not all that complicated. A Mortgage Is a Loan A mortgage is just a loan that you promise to repay. These loans are usually very large, […]
How I Make Cheap International Calls from My Cell Phone
I recently learned how to make free and (almost free calls) to just about anywhere in the world using my cell phone. I’m not talking about Skype. Even though Skype has mobile apps, the calls are still expensive (especially if you call another mobile phone). The solution? A company called Rebtel. Using this company I’m […]