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Why You Must Check Your Credit Record before Applying for Credit

by Miranda, The article represents the author's opinion. This post may contain affiliate links. Please read our disclosure for more info.

Many of us don’t think about checking our credit records until after we’ve applied for credit — and possibly been denied.

I understand that process of course – but it can be costly.

If you go that route you may not get the best credit terms – or you might even get rejected.

Of course when that happens, that’s the time the light bulb turns on and you start to consider what went wrong and what’s in your credit report.

While you are entitled to know what caused this negative outcome, what’s the difference at that point?  You may not have the time you need to dig deep and correct the problem.

That’s why what you really need to do is check your credit record and try to improve it long before you fill out a credit application.

Why you need to give yourself time to focus on your credit report before you apply for credit

Get your credit report – not just your credit score.  Read it carefully and look for mistakes, errors and bonafide problems.

If you have never reviewed your credit file before it can be intimidating.  I want you to take your time with this rather than feeling rushed.   This is why the sooner you review it – the better.

First, look for errors.  If you think the people who put your credit report together couldn’t possibly make a mistake – think again.

Depending on who you ask,  from 10% to 25% of all consumers have mistakes on their credit reports.

That sucks because you pay higher rates on borrowed funds (or get declined) just because some slob didn’t do their job.

Inspect your report carefully.   Are any credit card listed twice or in error?  Does the report show an old balance that you’ve long-since paid off?  What other mistakes can you find?

It’s not a huge task to clean up credit mistakes. But it takes time to clean up these kinds of errors and it’s a major reason why you need to check your report well before you apply for a loan friend.

Your credit report is your road map to a better financial future

Your credit history really is the key to your financial future because it tells you where you need work.  That’s why it’s crucial that you check it before you apply for credit.

After you clean up the errors, it’s time to clean up your credit act.

Look through your credit file to see where you could improve your credit. Do you have some late payments?  Do whatever you have to to make payments on time going forward.   No excuses Pilgrim.

Are you tapping in to a good chunk of your available credit?  That’s called a high credit utilization and it’s no bueno.  When someone is already using almost all of their available credit, creditors start to get worried.

That’s because it indicates they are living off of credit rather than income. If that describes you, you may not even be aware of this right now because sometimes increased credit utilization just sort of creeps up on you.

This is another reason why it’s so important to check your credit file before you apply for credit.

If you pay down some of your debt your credit utilization will go down.  That means creditors will breathe a little easier and it also means your credit score will improve.

Go through your credit record, and acknowledge the problem areas. Take 30 to 90 days to work on improving your credit score.  If you work smart and are committed, you should see improvement over this time.

This is an especially important step to take if you want to apply for a major loan such as a mortgage or if you want to refinance your current mortgage loan.  Do you see what I’m talking about muchacho/a?

If you make the effort a few months before you apply for credit, you might end up cleaning up your credit score enough to push your score higher and thereby getting a lower rate on that mortgage.

Think of how much money that could save you over the life of the loan?  It could run into the thousands of dollars.

Catching Identity Theft

Another good reason to check your credit record before applying for credit is to catch identity theft.

If someone has opened up unauthorized accounts in your name, you need to know — and get the problem resolved.

Check your credit record ahead of time, and look for fraudulent accounts. You can begin cleaning up your credit report and take appropriate steps to prevent it happening again.

While you may not catch the thief, you can file a police report, contact the FTC and have a fraud alert placed on your credit report.

That way, when you apply for loans you can show that someone else has messed with your credit. This can help improve your chances of being approved for a loan, even if there are some problems with your credit record.

Bottom Line

Your credit record is your financial reputation and your financial future. Lenders, insurers and others check your credit report before making decisions that can affect your pocketbook, employment, insurance and beyond.

This makes your credit record extremely important. Take the time to check it before you apply. You can fix problems and ensure that your credit is in tip-top shape so that you get the best possible rates.

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Who is Neal Frankle

Neal Frankle

I'm a CERTIFIED FINANCIAL PLANNER™ Professional with more than 25 years of experience. I feel very blessed and hope to share my personal financial experience and professional wisdom with readers of WealthPilgrim.
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►Do you own shares in the Companies That Will Get Hurt by AI?
►Which Companies Are Profiting Already from AI
►Potential Drastic Economic Impact in as Little as Five Years
►How AI Will Displace Workers and Further Threaten Your Social Security
►The Direct Impact of AI on Investment Selection
►How to Profit: AI Funds for Investment

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

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https://youtu.be/Me0q_qjQ2yk

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https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
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No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

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*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

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►Stop and refile, or suspend - what's the difference?<br />►Limitations<br />►If you claimed Social Security under the wrong category<br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

►Stop and refile, or suspend - what's the difference?
►Limitations
►If you claimed Social Security under the wrong category
==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLmY2ZTlFcWw2b0lz

5 Reasons to Stop and Restart Social Security Benefits

Retirement Crusaders May 1, 2023 9:00 AM

*Ways to generate tax-free retirement income that your accountant never mentions*<br />► Is the Roth IRSA really an advantage?<br />► How to Use 529 Pans - EVEN IN RETIREMENT!<br />► The old standby - municipal bonds<br />► Sell your house and pay $0 Capital Gains<br />► How 85% of Retirees pay $0 tax on Stock Dividends and Capital Gains<br />► Pay the lowest amount (or maybe $0) or IRA and 401k Withdrawals<br />► Why your accountant does not help you pay less tax<br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Ways to generate tax-free retirement income that your accountant never mentions*
► Is the Roth IRSA really an advantage?
► How to Use 529 Pans - EVEN IN RETIREMENT!
► The old standby - municipal bonds
► Sell your house and pay $0 Capital Gains
► How 85% of Retirees pay $0 tax on Stock Dividends and Capital Gains
► Pay the lowest amount (or maybe $0) or IRA and 401k Withdrawals
► Why your accountant does not help you pay less tax
==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLlBaUFA1MllMek44

9 Ways to Generate Tax Free Retirement Income

Retirement Crusaders April 24, 2023 10:03 AM

*Advancements in Aging - See how technology can replace human caretakers, solve hearing loss and provide close medical supervision for those living alone*<br />►50% of people age 75+ have hearing loss.  Here's the solution.<br />►Meet the Robot Caretaker<br />►See the Wheelchair that Climbs the Stairs<br />►"I Forgot to Take my Medication" - See How to Solve It<br />►How Seniors can Cut Doctor Visits by 80%<br />►Continuous Blood Monitoring- It's Here<br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Advancements in Aging - See how technology can replace human caretakers, solve hearing loss and provide close medical supervision for those living alone*
►50% of people age 75+ have hearing loss. Here's the solution.
►Meet the Robot Caretaker
►See the Wheelchair that Climbs the Stairs
►"I Forgot to Take my Medication" - See How to Solve It
►How Seniors can Cut Doctor Visits by 80%
►Continuous Blood Monitoring- It's Here

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLkFPZDRBTEFLWmxB

Five Technologies to Help You Age More Comfortably

Retirement Crusaders April 17, 2023 3:00 AM

*How to Protect Investments and Even Profit from Recession*<br />►What is a Recession?<br />►How We Know a Recession is on the Way<br />►Here's What Happens to Oyur Investments During Recession<br />►Investments that Do Well During a Recession<br />►Lock in High-Interest Rates BEFORE a Recession, LIKE RIGHT NOW!<br />►Why We've Been Buying Preferred Stocks<br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*How to Protect Investments and Even Profit from Recession*
►What is a Recession?
►How We Know a Recession is on the Way
►Here's What Happens to Oyur Investments During Recession
►Investments that Do Well During a Recession
►Lock in High-Interest Rates BEFORE a Recession, LIKE RIGHT NOW!
►Why We've Been Buying Preferred Stocks

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLmVjdGZRczFtcEV3

The Recession is Coming: 5 Ways to Recession-Proof Your Investments

Retirement Crusaders April 10, 2023 3:00 AM

*What Happens When Congress Fails to Raise the Debt Ceiling?*<br />►Has the US Ever Defaulted or Failed to Raise the Debt Ceiling?<br />►Last Time the Stock Market Fell 16% that Month<br />►How the Debt Affects US Dependency on Other Countries<br />►The Razor Thin Margin in Congress is Different This Time<br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*What Happens When Congress Fails to Raise the Debt Ceiling?*
►Has the US Ever Defaulted or Failed to Raise the Debt Ceiling?
►Last Time the Stock Market Fell 16% that Month
►How the Debt Affects US Dependency on Other Countries
►The Razor Thin Margin in Congress is Different This Time

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLlF4UEhJUU01aTdV

How America Could Default on Its National Debt

Retirement Crusaders March 27, 2023 5:00 AM

*Why Medicare Advantage is Superior to Traditional Medicare*<br />►The 4 Problems with Traditional Medicare<br />►How to Minimize Your out-of-pocket Medical Costs<br />►Medical Care When Travelling<br />►5 Advantages of Medicare Advantage Plans<br /><br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Why Medicare Advantage is Superior to Traditional Medicare*
►The 4 Problems with Traditional Medicare
►How to Minimize Your out-of-pocket Medical Costs
►Medical Care When Travelling
►5 Advantages of Medicare Advantage Plans


==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLnFLZVJvTms3MFhn

5 Reasons to Quit Traditional Medicare

Retirement Crusaders March 22, 2023 11:48 AM

*Why did SVB Bank Collapse and Could the Same Happen to Your Bank*<br />►The US is one of two countries that has no requirement for banks to maintain reserves<br />►The one thing that keeps banks safe (it's not the FDIC)<br />►Does your bank have sufficient cash on hand for withdrawals?<br />►Does your bank have adequate reserves?<br />►See this Chart--shows that bank reserves are plummeting<br />►The risk of Commercial Banks vs Retail Banks<br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Why did SVB Bank Collapse and Could the Same Happen to Your Bank*
►The US is one of two countries that has no requirement for banks to maintain reserves
►The one thing that keeps banks safe (it's not the FDIC)
►Does your bank have sufficient cash on hand for withdrawals?
►Does your bank have adequate reserves?
►See this Chart--shows that bank reserves are plummeting
►The risk of Commercial Banks vs Retail Banks

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/

*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLmlLTTd1am5BUHNn

Could Your Bank Collapse Like Silicon Valley Bank (SVB)?

Retirement Crusaders March 14, 2023 5:00 AM

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Spend Less Money
*Understand These Threats of AI to Your Retirement Income*<br />►Do you own shares in the Companies That Will Get Hurt by AI?<br />►Which Companies Are Profiting Already from AI<br />►Potential Drastic Economic Impact in as Little as Five Years<br />►How AI Will Displace Workers and Further Threaten Your Social Security<br />►The Direct Impact of AI on Investment Selection<br />►How to Profit: AI Funds for Investment<br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Understand These Threats of AI to Your Retirement Income*
►Do you own shares in the Companies That Will Get Hurt by AI?
►Which Companies Are Profiting Already from AI
►Potential Drastic Economic Impact in as Little as Five Years
►How AI Will Displace Workers and Further Threaten Your Social Security
►The Direct Impact of AI on Investment Selection
►How to Profit: AI Funds for Investment

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLmQ4LXBDdEVBazhF

The Threat of AI to Your Retirement Investments (and the US Economy)

Retirement Crusaders May 15, 2023 9:00 AM

*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLjVmUG0tTlB0T0VR

Retired CPA Warns: Stop Doing These 5 Things in Retirement

Retirement Crusaders May 8, 2023 8:30 AM

►Stop and refile, or suspend - what's the difference?<br />►Limitations<br />►If you claimed Social Security under the wrong category<br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

►Stop and refile, or suspend - what's the difference?
►Limitations
►If you claimed Social Security under the wrong category
==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLmY2ZTlFcWw2b0lz

5 Reasons to Stop and Restart Social Security Benefits

Retirement Crusaders May 1, 2023 9:00 AM

*Ways to generate tax-free retirement income that your accountant never mentions*<br />► Is the Roth IRSA really an advantage?<br />► How to Use 529 Pans - EVEN IN RETIREMENT!<br />► The old standby - municipal bonds<br />► Sell your house and pay $0 Capital Gains<br />► How 85% of Retirees pay $0 tax on Stock Dividends and Capital Gains<br />► Pay the lowest amount (or maybe $0) or IRA and 401k Withdrawals<br />► Why your accountant does not help you pay less tax<br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Ways to generate tax-free retirement income that your accountant never mentions*
► Is the Roth IRSA really an advantage?
► How to Use 529 Pans - EVEN IN RETIREMENT!
► The old standby - municipal bonds
► Sell your house and pay $0 Capital Gains
► How 85% of Retirees pay $0 tax on Stock Dividends and Capital Gains
► Pay the lowest amount (or maybe $0) or IRA and 401k Withdrawals
► Why your accountant does not help you pay less tax
==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLlBaUFA1MllMek44

9 Ways to Generate Tax Free Retirement Income

Retirement Crusaders April 24, 2023 10:03 AM

*Advancements in Aging - See how technology can replace human caretakers, solve hearing loss and provide close medical supervision for those living alone*<br />►50% of people age 75+ have hearing loss.  Here's the solution.<br />►Meet the Robot Caretaker<br />►See the Wheelchair that Climbs the Stairs<br />►"I Forgot to Take my Medication" - See How to Solve It<br />►How Seniors can Cut Doctor Visits by 80%<br />►Continuous Blood Monitoring- It's Here<br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Advancements in Aging - See how technology can replace human caretakers, solve hearing loss and provide close medical supervision for those living alone*
►50% of people age 75+ have hearing loss. Here's the solution.
►Meet the Robot Caretaker
►See the Wheelchair that Climbs the Stairs
►"I Forgot to Take my Medication" - See How to Solve It
►How Seniors can Cut Doctor Visits by 80%
►Continuous Blood Monitoring- It's Here

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLkFPZDRBTEFLWmxB

Five Technologies to Help You Age More Comfortably

Retirement Crusaders April 17, 2023 3:00 AM

*How to Protect Investments and Even Profit from Recession*<br />►What is a Recession?<br />►How We Know a Recession is on the Way<br />►Here's What Happens to Oyur Investments During Recession<br />►Investments that Do Well During a Recession<br />►Lock in High-Interest Rates BEFORE a Recession, LIKE RIGHT NOW!<br />►Why We've Been Buying Preferred Stocks<br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*How to Protect Investments and Even Profit from Recession*
►What is a Recession?
►How We Know a Recession is on the Way
►Here's What Happens to Oyur Investments During Recession
►Investments that Do Well During a Recession
►Lock in High-Interest Rates BEFORE a Recession, LIKE RIGHT NOW!
►Why We've Been Buying Preferred Stocks

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLmVjdGZRczFtcEV3

The Recession is Coming: 5 Ways to Recession-Proof Your Investments

Retirement Crusaders April 10, 2023 3:00 AM

*What Happens When Congress Fails to Raise the Debt Ceiling?*<br />►Has the US Ever Defaulted or Failed to Raise the Debt Ceiling?<br />►Last Time the Stock Market Fell 16% that Month<br />►How the Debt Affects US Dependency on Other Countries<br />►The Razor Thin Margin in Congress is Different This Time<br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*What Happens When Congress Fails to Raise the Debt Ceiling?*
►Has the US Ever Defaulted or Failed to Raise the Debt Ceiling?
►Last Time the Stock Market Fell 16% that Month
►How the Debt Affects US Dependency on Other Countries
►The Razor Thin Margin in Congress is Different This Time

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLlF4UEhJUU01aTdV

How America Could Default on Its National Debt

Retirement Crusaders March 27, 2023 5:00 AM

*Why Medicare Advantage is Superior to Traditional Medicare*<br />►The 4 Problems with Traditional Medicare<br />►How to Minimize Your out-of-pocket Medical Costs<br />►Medical Care When Travelling<br />►5 Advantages of Medicare Advantage Plans<br /><br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Why Medicare Advantage is Superior to Traditional Medicare*
►The 4 Problems with Traditional Medicare
►How to Minimize Your out-of-pocket Medical Costs
►Medical Care When Travelling
►5 Advantages of Medicare Advantage Plans


==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLnFLZVJvTms3MFhn

5 Reasons to Quit Traditional Medicare

Retirement Crusaders March 22, 2023 11:48 AM

*Why did SVB Bank Collapse and Could the Same Happen to Your Bank*<br />►The US is one of two countries that has no requirement for banks to maintain reserves<br />►The one thing that keeps banks safe (it's not the FDIC)<br />►Does your bank have sufficient cash on hand for withdrawals?<br />►Does your bank have adequate reserves?<br />►See this Chart--shows that bank reserves are plummeting<br />►The risk of Commercial Banks vs Retail Banks<br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Why did SVB Bank Collapse and Could the Same Happen to Your Bank*
►The US is one of two countries that has no requirement for banks to maintain reserves
►The one thing that keeps banks safe (it's not the FDIC)
►Does your bank have sufficient cash on hand for withdrawals?
►Does your bank have adequate reserves?
►See this Chart--shows that bank reserves are plummeting
►The risk of Commercial Banks vs Retail Banks

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/

*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLmlLTTd1am5BUHNn

Could Your Bank Collapse Like Silicon Valley Bank (SVB)?

Retirement Crusaders March 14, 2023 5:00 AM

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