The New Year is only a few days away. If you haven’t already done so, it’s time to make sure to make the most use of your 401k by making the proper elections. When you do so, make sure to check your beneficiaries too. You may not believe it, but the courts can and […]
How to Achieve Goals
Several weeks ago we looked at a practical way to define success. Now that you’ve defined it, let’s take the next step and make all your hard work count. Here’s how to achieve goals no matter what. Recap Step 1 asked you to define what is important about money and time to you. And step 2 […]
How to Do a Personal Year-End Review
Happy Holidays and Merry Christmas Pilgrim! You’ve worked hard over the last 12 months and you deserve some R&R. But don’t hit that eggnog just yet. Lets review all you’ve done so far and celebrate it. But while we’re at it, let’s create a list of those items that deserve your attention for the upcoming […]
Working And Or Collecting Social Security Abroad
If you are thinking about retiring outside the United States, you might be concerned about your retirement income. But you don’t have to stress. Dealing with Social Security abroad is a snap. You can easily apply for and collect Social Security benefits if you are out of the country no matter how long you are […]
How to Start a New Career Without Starving To Death
Let’s say you are dying to do something different professionally but you feel stuck. You feel this way because you can’t afford the inevitable pay cut that comes with staring out fresh. If this describes you, I think I can help. I’m going to show you how to start a new career even if you […]
What Is Dollar Cost Averaging?
When you dollar cost average (DCA) you take a fixed amount of money and invest it at set intervals. Usually that means you take the same amount of money and invest it each week, month or quarter. If you have a 401k or 403B – you are already using a form of dollar cost averaging […]