I don’t get teary-eyed too often but when I see a young person really put it together financially, my tears of joy flow. Here is an e-mail I received from David. He’s a young man who wanted to go to an pricey college but didn’t. His parents played hard ball with him and, miraculously, he’s […]
Is College a Waste of Time and Money?
Is college a waste of time and money? I was talking to a young man named Andrew at a barbecue this weekend. He told me that he had just finished college and that he was excited about starting his career as a fireman. He told me he wanted to be a fireman ever since he […]
Smart Money Tactics When You Are In Your 40s
When I was in my 40s there were times when I felt a sense of financial desperation. I was saving like a banshee and working my “tush” off but I didn’t have a comprehensive plan. That’s pretty embarrassing for a financial advisor to admit but it was the truth. Anyway, it’s sort of a shame […]
5 Steps to a Successful Financial Intervention
What do you do when someone you care about is completely out of control with their finances? Maybe they’ve run up lots of debt and can’t find a way out. Maybe it’s not the first time this has happened. Maybe you are tired of bailing them out over and over again but you don’t want […]
How To Create A Long Term Investment Plan
Floating through life without an investment plan is like taking a ship out to sea without any navigation or communication tools. You are bound to get tossed around by poor weather at some point. As a result you can get lost at sea very easily. And when that happens, the chances of running aground rise […]
What Are I Bonds?
If interest rates start climbing you are going to start hearing more and more about I Bonds. What are they and are they worth buying? What are I Bonds? I Bonds are a type of U.S. Savings bonds. They are issued by the Treasury and they are designed to help investors protect their income and […]