If you have bad credit, you might make it a policy to avoid borrowing whenever possible. That’s usually doable when it comes to credit cards and other consumer loans, like those used to purchase furniture. But auto loans can be unavoidable. That’s because you probably need a car in order to get to and from […]
The Pros and Cons of Using Credit Cards To Finance Your Business
Regardless of what business you are in, there are times when money becomes tight. During those tough periods, you might be tempted to lean on easy sources of cash like credit cards to get you through. I met a woman a few weeks ago who did just that during the 2008 financial crises. She was […]
Are You Expecting Too Much In Retirement?
I stumbled on a fascinating graphic a few days ago over at Investors Business Daily (a great newspaper for investors). It depicts what most people expect their “retirement” to look like. Have a gander: When I saw this I nearly fell off my chair. It clearly shows that only 21% of us expect to retire […]
How To Use Renting To Become Rich
There has always been a great deal of controversy over the subject of renting vs buying property. And while I used to be deep in the “own property all the time” camp, I shifted my own position on this a few years ago. When I looked at the true cost of owning property, including maintenance, […]
How To Build Your Spending And Investment Plan
If you are like most people I know, you might find it difficult to get out of the starting blocks when it comes to finances. Sometimes it’s hard enough just to pay the bills without going into debt. It’s tough to imagine having enough extra money to put aside for the future. You know it’s […]
Five Clever Ways To Impress During A Job Interview
If you are looking for a job it’s only natural to have a little anxiety or fear. Let’s face it. Even though unemployment is low, there are still hordes of people out there competing against you. And odds are high that at least some of them are more qualified than you are. As a result […]