Before you plunk down your hard-earned money, it’s nice to know what kind of returns you can expect. That’s only natural. But if you are looking for exact answers and you are talking about long-term investments I have bad news for you. No matter what you do, you can never know the answer until after […]
The 11 Financial Habits Of The Ridiculously Successful
How you think and behave have a lot more to do with how successful you become than what you have and what you earn. I’m going to repeat that because it is the most empowering line I’ve ever written. How you think and behave have a lot more to do with how successful you become […]
What Is Turnover? Is It Important?
Turnover is a term you’ll often hear when people talk about mutual funds and ETFs. What does it mean and is it important? What Is Turnover? Turnover refers to the number of times a portfolio is bought or sold during a year. Investors look at that number because it helps them understand how frequently the […]
What Is An Income Annuity?
When the stock market gets rocky people look for alternatives. And one option that captures many people’s attention is the income annuity. Let’s take a look at what this financial contraption is and if it makes any sense for you or not. Income Annuity Defined An income annuity is a series of equal payments you […]
How To Collect $100,000 A Year In Retirement
Could you live comfortably on $100,000 a year in retirement? If so, I have some pretty good news; it’s not that difficult to achieve. Let’s go through this together. I’m pretty sure you’ll agree that $100k in retirement income is probably within your reach. 1. Social Security and Pensions Let’s start out with the easy […]
Should You Accept Your Buyout Package At Work?
If your employer offers you a sweet check in exchange for your early retirement, does it make sense to take the deal? It’s hard to say no to that boat load of Benjamins of course. But sometimes accepting a buyout arrangement is short-sighted. I got a call from a person with this exact dilemma recently. […]