If you are sitting on a significant amount of cash, you might be wondering what to do with savings now. Interest rates are so low that it’s easy to get complacent and not put much thought into the issue. Here’s an e-mail I received from an interested reader, “N”: I have $20,000 in savings and […]
How To Invest In 401k Funds Now
When the market does the herky-jerky, you might be wondering how to invest in 401k funds now. This is a question I get asked daily. Believe it or not, there is no one answer that works for everyone. I realize that your goal is to avoid investment losses but before you ask how to invest, […]
Living Trust Trustee – Who Should It Be?
Selecting your living trust trustee isn’t as simple as it seems. Just yesterday a client in Virginia asked me to who she should ask to be her trustee. This is a really important subject so I thought I’d share my response with you. First, what is a revocable living trust? You may already know that […]
Should We Increase Taxes on the Rich
The government is on a desperate search to put as many shekels as it can in its coffer. Is raising taxes on the rich the answer? Most people don’t think so. AP conducted a poll to find out what the best solution was for the deficit problem. 62% think the government should cut spending. Only […]
Get a Lower Cell Phone Bill with this One Secret Tip
If you want a lower cell phone bill, I can share a quick tip to help you achieve just that. First, some background. I called my cell phone provider to report a problem with my phone yesterday. While we were finding a remedy to the problem, he looked over my bill. He saw that we […]
How Your Debt And Credit Score Can Both Be Useful
You might think that debt is a bad thing – and if it gets out of hand, it certainly can be a problem. But if you are in debt you can actually turn this lemon into a nice refreshing glass of lemonade. That’s right. If you play your cards right (explained below) you can harness […]