Lots of people ask, “When can I collect Social Security benefits?” I hear that question almost as often as “how much money do I need to retire?” If you’re planning your retirement, one factor you shouldn’t overlook is Social Security – even though many wonder if it will still be there. For most people, Social […]
Best Retirement Assets to Create Income
You might be retired now or retiring in the next five years, or retirement might be a distant light at the end of a tunnel. It doesn’t matter where you are along this continuum. You should be accumulating the right retirement assets now, so when you stop working your income won’t stop too. There is […]
Balloon Payment Mortgage – Good or Bad Idea?
If you are asking yourself, “Should I refinance my mortgage or buy property now?” you’re smart to consider all your mortgage alternatives. One alternative most people overlook is a balloon payment mortgage. Most people think about fully amortized mortgages. “Fully amortized” simply means that the monthly payments include both interest and principal. And that means […]
Liability Insurance Claims – What To Do, What To Avoid
Do you think that just because you have liability insurance, you are covered if there is a problem or accident you might be held responsible for? Liability insurance claims are very tricky. It’s true that the insurance is meant to protect you from lawsuits. But you might think you have coverage when you really don’t. […]
If You Need A New Vocation Here Are 4 That Pay 6 Figures – With Or Without College
You can get a great new vocation and land terrific jobs without a degree. And you can make more money and have more control over your life if you choose the right new vocation. Of course, you’ll need to change some of the way you think about your work…but we’ll get to that. First, let […]
Should I Pay Off My Mortgage or Refinance?
Are you asking yourself, “Should I pay off my mortgage?” Lots of folks are asking this question right now. Interest rates are so low that some people wonder if it doesn’t make more sense to go the other way and actually borrow more instead. In short, is paying off a mortgage early smart? Here’s an […]