If you’re looking for a home loan mortgage refinance with bad credit, there are ways to start borrowing money without paying high fees and exorbitant interest rates. A friend of mine, Sue, was stuck with a 7% mortgage. And because she didn’t have a high credit score, she thought she was unable to take advantage […]
5 Things Credit Card Insurance Protection Doesn’t Cover
Most people associate credit cards with earning rewards or paying interest, but they offer a lot more than that. As I’m sure you’ve noticed, credit card insurance protection is often offered free of charge. However before you rely on them, it’s important to understand how they work. Sometimes the names of the benefit can be […]
Beneficiary Designations – How To Avoid The Top 5 Traps
Your beneficiary designations are probably the single greatest estate planning tool you have available (other than a living trust). Yet very few people take the time to make informed decisions. Here’s a run-down of the top 5 traps and how to avoid them. 1. Different Rules Beneficiary designations are important. But IRA beneficiary rules are […]
Landlord Liability – What Property Owners Need to Know
If you own property, you have landlord liability. Remember, owning property is more than just having a second job. It’s a huge responsibility, too. Like you, I’m a huge fan of people taking responsibility for their own actions. That goes for you as an owner as well as for the people who rent from you. […]
Best Accounting Solutions for Small Business Owners
Even the best small business lives and dies by the accounting solutions the owner implements. Your accounting systems, if they are good, can help you spot a problem before it becomes fatal to your business. After sales, there is nothing more important than the accounting systems you use. There are two major accounting solutions you […]
Which Job Is Right For Me?
“Which job is right for me?” This is a question I hear both from college grads and from people looking for work who have not completed a degree program. Jobs are hard to find. If you are considering a new job or career, you might be so happy to get an offer that you’ll take […]