Getting a letter from the IRS is almost never a pleasant experience. Even though I run a pretty tight ship when it comes to my tax return and I do everything possible to avoid a run-in with the tax police, I’ll admit that I get a little nervous when I see that the Treasury department […]
How to Have a Good Income to Debt Ratio Fast
A good income to debt ratio will help you tremendously in just about all aspects of your financial life. You’ll qualify for credit more easily because you’ll have a enviable credit score, and you’ll pay a lot less when you borrow money. You’ll also be a more desirable job applicant if you apply for a […]
Is Greed Good?
The Occupy Wall Street people have done us all a great service by forcing us to re-examine our relationship with money and ask the question, “Is greed good?” They are sure that the greedy pursuit of wealth is the root of all evil. While in reality, just the opposite is true, we can only understand […]
Are Individual 401k Plans Right for You?
Part of the beauty of having your business in the United States is that you have a great deal of leeway when it comes to selecting retirement accounts for self-employed people. And ever since individual 401k plans became available, more and more business owners have taken advantage of this option. Let’s see if an individual […]
Betterment Review – Easy Investing Option
Betterment is a tool that is supposed to help do-it-yourself beginner investors. They say they save you a lot of time and you can get started investing even if you have a small amount to invest. This firm does actually manage your money for you but let’s take a look at my Betterment review to […]
5 Ways to Reduce Investment Volatility
If you are an investor, you know how difficult it is to tolerate investment volatility. It’s not unusual to experience day after day of multiple 100 point swings in the major indexes – from one direction to the next. That kind of movement can throw you right off your investment horse. More than one person […]