Passive income ideas are all around you – but they are often disguised. Unlike fruit you can pick from a tree you didn’t plant, a passive income stream has to be built if you want the income to be significant. What I’m trying to say is that you’re going to have to work hard at […]
How Much Money Should I Save?
I hate to admit this. I really do. But even though I’m a professional financial planner I didn’t even think to ask myself “ How much money should I save ” until ten years ago. I just saved everything I possibly could. I didn’t grow up in poverty but my family really struggled financially while […]
Are Stocks or Mutual Funds Smarter Investments?
If you are a growth investor, one decision you must make is to invest in stocks or mutual funds. Each has its benefits and drawbacks. Let’s examine the pros and cons of each to determine which is a better fit for you. Cost When you buy individual stocks, you pay commissions but they are usually […]
Smart Hiring Strategies for Small Business
If you want to own a successful small business it makes sense to develop good hiring strategies. A big part of this is knowing when it makes sense to hire additional staff. It’s a question you must get right because there is a lot at stake. If you delay hiring too long, you run the […]
CIT Bank – What They Promise, What They Deliver
If you’ve looked at CD rates lately, you’re probably very disappointed and frustrated. I know many of the people I speak with feel that way. That’s why I decided to write this CIT Bank review. You see, in an effort to earn higher rates on deposits, you might be looking online for better alternatives. And […]
How to Clean Up Lies About Money
If you’ve ever told lies about money to someone – you’re not alone. According to the AICPA* one in three Americans have lied about money to their spouse or live-in partner. (That probably explains why half of all marriages end up in divorce.) Besides the financial problem that deceitful spending creates, the abuse of trust […]