If you use your credit card overseas, you know what it feels like to be taken to the cleaners. Many tack on as much as 3% on every transaction. Others have a fixed fee every time you use the card overseas or hit the ATM. If you spend $5,000 while you’re on vacation, these credit […]
EverBank Review – It’s Not About Rates
If you are an interest-rate-starved banking customer, this EverBank Online Bank review might come in handy. Lots of people consider using this institution because of the (relatively) high rates they pay. And Everbank’s rates are really good. Here’s a Pilgrim look at our EverBank review. But let me be very frank from the get-go. There […]
Social Security and Divorce in Plain English
Social Security benefits can be difficult to understand. And trying to coordinate your Social Security to maximize your spousal benefit is even harder. But when you take social security and divorce together, it can be tortuous. Here’s an easy-to-understand primer on how to maximize social security payments if you are divorced. How to Qualify for […]
What is a Proprietary Fund?
If you are an investor you may own a proprietary fund and not even be aware of it. That’s bad news because these funds are expensive and typically perform very poorly. Worse, they belie the relationship between you and your financial advisor. What is a proprietary fund? A proprietary fund is a mutual fund that […]
401k Matching – How to Get More for Less
If your employer offers 401k matching for your contributions, chances are you can get more bang for your buck just by using a few simple techniques. Sure it’s crucial to make sure you have the right investments within your 401k. But it’s far more important to get the most matching you can. It’s free money […]
Talking About Money With Your Spouse Made Easy
The following is a guest post that discusses the importance of talking about money. This is one of my favorite topics. My experience is that those couples who are able to discuss finances tend to be the strongest. Secrets about money lead to mistrust and big problems down the line. Let’s see what Shane has […]