These days many investors are looking for high dividend stocks. That’s understandable. But what doesn’t make sense is when people ignore the risks of doing so. What are the risks of high dividend stocks? Some companies can indeed afford to pay high dividends. But if you are an investor, it’s critical that you understand exactly […]
Investing Strategies
They don’t teach investing in school. It’s no wonder that so few of us really understand how investments work, what mutual funds are and how to select the right investments for our unique situation.
The following articles explain how the stock market, mutual funds, annuities,stocks and bonds work in plain English. They demystify investing and empower you to make better investing decisions for you and your family.
How to Calculate Cost Basis
If you are an investor, you need to know how to calculate cost basis. That’s not because cost basis is relevant to your investment decisions – it isn’t, as you’ll see below. Cost basis is critical for investors because you need to track it in order to prepare your tax returns. In a nutshell, cost […]
Betterment Review – Easy Investing Option
Betterment is a tool that is supposed to help do-it-yourself beginner investors. They say they save you a lot of time and you can get started investing even if you have a small amount to invest. This firm does actually manage your money for you but let’s take a look at my Betterment review to […]
5 Ways to Reduce Investment Volatility
If you are an investor, you know how difficult it is to tolerate investment volatility. It’s not unusual to experience day after day of multiple 100 point swings in the major indexes – from one direction to the next. That kind of movement can throw you right off your investment horse. More than one person […]
What Is a Recession?
Everyone knows how difficult it can be during a recession. But not everyone knows what a recession really is. Ronald Reagan said a recession is when your neighbor loses his or her job. A depression is when you lose yours. That’s a good starting point, but let’s dive in a bit deeper. What is a […]
Prosper Review – Should You Take the Social Lending Plunge?
Prosper is a peer-to-peer lender. That means they match up people who need to borrow money with people willing to loan out their cash. The loans are unsecured. That means the people who borrow money promise to pay back the loans but they aren’t required to provide collateral. It’s a personal loan. Borrowers come to […]